The PNB Global Platinum Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
The PNB Global Platinum Credit Card
Bank Name :
Punjab National Bank
प्रकार
Regular Credit Card
ब्याज दर
Rate of Interest is 2.95% p.m. (i.e.35.89% annualized)
पात्रता
Age: The primary cardholder must be between 21 and 65 years of age.
Educational qualification: The applicant must have passed the 10th standard (passed).
Income: The applicant must have a minimum annual income of INR2 lakhs.
Cibil score: A credit score of 750+ is considered good to apply for this credit card.
Employment: The applicant must be employed or self-employed.
पेशेवरों
Reward System: The value of 1 reward point is Rs. 0.50. Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50% 2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%
This card provides assistance in Travel- airline and hotel bookings, Pre-trip- passport and visa assistance; Flower & gift booking and delivery assistance.
users will get emergency services like medical support, emergency roadside assistance, patient travel arrangements etc.
This card provides lost card liability protection for all kinds of fraudulent transactions after that.
Cardholders can get discounts ranging from 10% to 25% on dining bills and hotel accommodation at Sarovar Hotels and Resorts.
दोष
No welcome benefit is provided.
Limited features and offers are available.
No domestic or international lounge access facility is available.
पक्ष विपक्ष
Welcome Benefits
पुरस्कार प्रणाली
The value of 1 reward point is Rs. 0.50. Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50% 2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Eligibility Criteria
Age: The primary cardholder must be between 21 and 65 years of age.
Educational qualification: The applicant must have passed the 10th standard (passed).
Income: The applicant must have a minimum annual income of INR2 lakhs.
Cibil score: A credit score of 750+ is considered good to apply for this credit card.
Employment: The applicant must be employed or self-employed.
फ़ायदे
Global Acceptance: Premium credit cards are often accepted worldwide, allowing you to use your card for international travel and online purchases.
Reward Points: These cards often come with a rewards program where you earn points for every purchase. These points can be redeemed for various rewards, such as cashback, gift vouchers, or merchandise.
Travel Benefits: Premium credit cards may offer travel-related perks, such as travel insurance coverage, and discounts on hotels and airlines.
Dining and Entertainment Offers: Some cards provide discounts or special offers at select restaurants, cinemas, and entertainment venues.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
1. Visit the official PNB website to see if they offer an online application process.
2. If applying online, fill out the credit card application form with accurate information. If applying in person, you will receive a physical application form to complete.
3. Attach the required documents to your application form.
4. Double-check all the information provided on the application form and the attached documents. Ensure that you've filled out all the required fields accurately.
5. After submitting your application, PNB will review your application and documents. They may contact you for any additional information or clarification if needed.
6. If your application is approved, you will receive your PNB Global Platinum Credit Card at the address you provided in the application.
सम्पर्क करने का विवरण
Toll Free No. 1800 1800 1800 2021 1800 180 2222 1800 103 2222
Tolled No. 0120-2490000 Landline :011-28044907
care[at]pnb[dot]co[dot]in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: The value of 1 reward point is Rs. 0.50. Customers can earn 1 reward point for every Rs 100 spent using the PNB Global Platinum Credit Card. Effective cashback rate: 0.50% 2 reward points will be awarded on retail transactions for every Rs 150 spent using the Platinum card. Effective cashback rate: 0.67%
This card provides assistance in Travel- airline and hotel bookings, Pre-trip- passport and visa assistance; Flower & gift booking and delivery assistance.
users will get emergency services like medical support, emergency roadside assistance, patient travel arrangements etc.
This card provides lost card liability protection for all kinds of fraudulent transactions after that.
Cardholders can get discounts ranging from 10% to 25% on dining bills and hotel accommodation at Sarovar Hotels and Resorts.
No welcome benefit is provided.
Limited features and offers are available.
No domestic or international lounge access facility is available.
The PNB Global Platinum Credit Card is an affordable credit card that can be an excellent choice for those who are going to start their credit journey or who want to save more through a credit card. The card earns you Reward Points for almost all your spending, which are redeemable against various products and categories. In short, you can use 1000 RPs for shopping worth Rs. 500. Apart from, Reward Points, there are several more benefits of the card, including the fuel surcharge waiver & the renewal fee waiver, etc. If you want a basic credit card with great saving opportunities, you can go for the PNB Global Platinum Credit Card.
The PNB Global Platinum Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining Fee-INR 500,
Annual Fee- INR 500
Cash advance fee: 2.5% or a minimum of Rs.500.
Interest Rates: 2.95% per month
Late payment fee- 30% of the minimum amount due or a minimum of Rs.500 / billing cycle.
Foreign Currency Transactions Fees: 3.5%.
Reward Redemption Fees: NIL
ईंधन अधिशुक्ल
Billing Cycle
30 days