TMB Titanium Credit Card
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उत्पाद विवरण
क्रेडिट कार्ड का नाम
TMB Titanium Credit Card
Bank Name :
Tamilnadu Mercantile Bank
प्रकार
Regular Credit Card
ब्याज दर
Finance charges for Cash Withdrawal. 2% per month (24% per annum) from the date of cash withdrawal
पात्रता
Any individual having CASA with Bank
Income Tax Assessment for 2 years
Gross Annual Income - Rs.2.00 lakhs or more
पेशेवरों
Flexible credit limits, no joining fee,
The validity of the card is 3 years.
A personalized photo on the credit card is also added.
Maximum credit card limit of Rs.5 lakh
दोष
No shopping, fuel benefits.
Travel and other additional benefits are not provided
पक्ष विपक्ष
Welcome Benefits
No welcome benefit.
पुरस्कार प्रणाली
Not provided.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
None
Eligibility Criteria
Any individual having CASA with Bank
Income Tax Assessment for 2 years
Gross Annual Income - Rs.2.00 lakhs or more
फ़ायदे
Free Joining and Annual Fee: No charges for getting or holding the card, making it budget-friendly.
Up to 2 Add-on Cards: Get free add-on cards for spouse and children above 18 years old.
Lost Card Liability Cover: Up to Rs. 50,000 coverage if your card is lost.
Personal Accidental Death Cover: Up to Rs. 5 lakhs coverage in case of accidental death.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
To apply for the TMB Titanium Credit Card, you need to fulfil the following eligibility criteria:
Have a CASA with Tamilnad Mercantile Bank.
Minimum gross annual income of Rs. 2 lakhs or more.
Income Tax Assessment for the last 2 years.
You can apply for the card in two ways:
Visit your nearest TMB branch: Fill out the application form and submit required documents, including identity proof, address proof, income proof, and bank statement or passbook details for your CASA.
Download the TMB mobile app: Look for the credit card application section and follow the instructions.
सम्पर्क करने का विवरण
SMS “help” or call +91 9842 461 461
Email at: customerservice@tmbank
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Flexible credit limits, no joining fee,
The validity of the card is 3 years.
A personalized photo on the credit card is also added.
Maximum credit card limit of Rs.5 lakh
No shopping, fuel benefits.
Travel and other additional benefits are not provided
The TMB Titanium Credit Card offers a basic, no-frills option with no joining or annual fees. However, the limited reward program, high interest rate, and lack of additional features like lounge access or partner offers might not be appealing for everyone. If you need a basic card for occasional use and prioritize minimal fees, it could be a decent choice. However, for frequent spenders seeking rewards or broader benefits, exploring other options is recommended.
TMB Titanium Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining fee: Nil
Annual fee -Nil
Late Payment charges Rs.250/- ( If the cardholder fails to pay the Minimum Amount Due before Payment Due date.)
Cash Advance - Transaction fee 3% of transaction amount subject to the Minimum of Rs.30/- for every Rs.1000/- or part thereof
Finance charges for Cash Withdrawal. 2% per month (24% per annum) from the date of cash withdrawal
Foreign Transaction Mark-up fees- 3.5%
ईंधन अधिशुक्ल
Not provided.
Billing Cycle
30 Days