World MasterCard
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
World MasterCard
Bank Name :
HDFC Bank
प्रकार
Travel Credit Card
ब्याज दर
Interest Rate: 3.60% p.m. 43.20% p.a.
पात्रता
For Salaried employee: Age must be between 21 to 60 years of age.
For Non-Salaried employee: Age must be between 21 to 65 years of age.
पेशेवरों
Reward System: Customers get two reward points for every INR 150. Value of 1 reward point = INR 0.30. Cashback Rate: 0.4%.
Free access to over 600 global airport lounges with complimentary Priority Pass membership.
दोष
No welcome benefit is provided to the users.
No domestic lounge access.
Low cashback rate.
No value add benefits.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
Customers will get 2 reward points for every INR 150. Value of 1 reward point = INR 0.30. Cashback rate: 0.4%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
IFM- Upto 3.5%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Free access to over 600 global airport lounges with complimentary Priority Pass membership.
Eligibility Criteria
For Salaried employee: Age must be between 21 to 60 years of age.
For Non-Salaried employee: Age must be between 21 to 65 years of age.
फ़ायदे
Free international airport lounge access.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for HDFC Bank's World MasterCard Credit Card:
Visit the HDFC Bank website and click on the "Credit Cards" tab.
Click on the "World MasterCard" card.
Click on the "Apply Now" button.
You will be redirected to a new page where you will need to provide your personal and financial information.
You will also need to upload scanned copies of your documents, such as your PAN card, Aadhaar card, and address proof.
Once you have submitted your application, a HDFC Bank representative will contact you to verify your details and process your application.
सम्पर्क करने का विवरण
1800 202 6161 or 1860 267 6161, send an SMS to 730 8080 808, or even use WhatsApp to send a message to 707 0022 222.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: Customers get two reward points for every INR 150. Value of 1 reward point = INR 0.30. Cashback Rate: 0.4%.
Free access to over 600 global airport lounges with complimentary Priority Pass membership.
No welcome benefit is provided to the users.
No domestic lounge access.
Low cashback rate.
No value add benefits.
The HDFC Bank World Classic MasterCard is a competitive option for frequent travelers and high spenders who value unlimited airport lounge access, comprehensive travel insurance, and decent rewards across categories. The welcome bonus, fuel surcharge waiver, movie ticket offers, and complimentary add-on cards add further value. However, the moderate annual fee, limited network, lower reward point value, and availability of higher earning cards might necessitate careful consideration for moderate spenders or those seeking wider network coverage, the highest potential points return, or specific category benefits.
World MasterCard
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/annual Membership Fee – Rs. 2,500/- + Applicable Taxes.
Cash advance fee: 2.5%, with a minimum of ₹ 500.
Interest Rates: 3.60% p.m. 43.20% p.a.
Late Payment Charges: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to ₹50,000 = ₹1100/- More than ₹50,000 = ₹1300/-
Foreign Currency Transactions Fees: 3.5%.
Reward Redemption Fees: Rs. 99/-
ईंधन अधिशुक्ल
1% Fuel Surcharge waiver on fuel transactions. However, it is waived off on (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle).
Billing Cycle
30 Days