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Yes Bank BYOC Credit Card

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औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

Yes Bank BYOC Credit Card

Bank Name :

Yes Bank

प्रकार

Rewards Credit Card

ब्याज दर

3.8% p.m (45.6% p.a).

पात्रता

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 10 Lacs and above

Yes Bank BYOC Credit Card
पेशेवरों
  • Welcome Benefit: Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.

  • Reward System: Users will get 1% cashback on all spends or 8 reward points for every INR 200 spent. 1 RP = INR 0.20. Effective cashback rate: 0.8%

  • 1 complimentary domestic airport lounge visit per quarter.

  • 1 Golf lesson per year at select golf courses in India, and insurance coverage. 

दोष
  • Low cashback rate. 

  • No free movie tickets. 

पक्ष विपक्ष
Welcome Benefits
  • Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.

पुरस्कार प्रणाली

Users will get 1% cashback on all spends or 8 reward points for every INR 200 spent. 1 RP = INR 0.20

Effective cashback rate: 0.8%

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.5%.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

Card offers 3 subscription plans. Silver plan (INR 99+ GST) offers discounts on any 2 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket.  Gold plan (INR 149+ GST) offers discount on any 3 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket.  Platinum plan (INR 249+ GST) offers discount on any 5 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket. 

Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 10 Lacs and above

फ़ायदे
  • Travel benefits.

  • Insurance benefits.

  • Complimentary golf program.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Here are the steps on how to apply for Yes Bank's BYOC Credit Card:

  • Go to the Yes Bank website and click on the "Apply for Credit Card" tab.

  • Select the "BYOC Credit Card" option.

  • Enter your personal details, such as your name, email address, and contact number.

  • Enter your income details and employment status.

  • Choose your credit limit and tenure.

  • Select your preferred features and benefits.

  • Upload your scanned copies of your PAN card, Aadhaar card, and latest salary slip.

  • Click on the "Submit" button.

  • A Yes Bank representative will contact you to verify your details and complete the application process.

सम्पर्क करने का विवरण

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in.

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

Change the text to include your own content. Adjust the font, size or scale to customize the style.

Cons:-

  • Welcome Benefit: Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.

  • Reward System: Users will get 1% cashback on all spends or 8 reward points for every INR 200 spent. 1 RP = INR 0.20. Effective cashback rate: 0.8%

  • 1 complimentary domestic airport lounge visit per quarter.

  • 1 Golf lesson per year at select golf courses in India, and insurance coverage. 

  • Low cashback rate. 

  • No free movie tickets. 

Yes Bank BYOC Credit Cardi is a unique credit card with lot of value add features. Its only flaw is that new users may find the optionality to choose features of the card a little complicated.

Yes Bank BYOC Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Card Fees: Regular: NIL. Eco-friendly: Rs 249. Metal Card: Rs 3499. Image fees: Rs 149 .

  • Cash advance fees: 2.5% of amount withdrawn or INR 500, whichever is higher.

  • Interest Rate: 3.8% p.m (45.6% p.a).

  • Late Payment fees: Late payment fee charged depending on the customers, total amount due; ranges from Rs. 0-1500.

  • Reward Redemption Fees: INR 100 per redemption.

  • Fuel Surcharge Waiver : 1% waiver, valid for transaction between 400 to 5,000 only, up to Rs 250 per statement cycle

  • Foreign Currency Conversion Charges: 3.5%

  • Card offers 3 subscription plans. Silver plan (INR 99+ GST) offers discounts on any 2 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket.  Gold plan (INR 149+ GST) offers discount on any 3 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket.  Platinum plan (INR 249+ GST) offers discount on any 5 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket. 

ईंधन अधिशुक्ल

1% waiver, valid for transaction between 400 to 5,000 only, up to Rs 250 per statement cycle.

Billing Cycle

30 Days.

फीस एवं प्रभार
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