Yes Bank BYOC Credit Card
Rewards & Benefits
Welcome Benefits
Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.
Milestone Benefits
Cashback Rate
Users will get 1% cashback on all spends or 8 reward points for every INR 200 spent.
1 RP = INR 0.20. Effective cashback rate: 0.8%.
Movie Benefits
Dining Benefits
Other Benefits
Travel benefits.
Insurance benefits.
Complimentary golf program.; 1 Golf lesson per year at select golf courses in India, and insurance coverage.
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash advance fees: 2.5% of amount withdrawn or INR 500, whichever is higher.
Interest rate
3.8% p.m (45.6% p.a).
Late Payment Fee
Late Payment fees: Late payment fee charged depending on the customers, total amount due; ranges from Rs. 0-1500.
Foreign Currency Transactions Fee
Foreign Currency Conversion Charges: 3.5%
Other Fees
Card Fees: Regular: NIL. Eco-friendly: Rs 249. Metal Card: Rs 3499. Image fees: Rs 149 . | Reward Redemption Fees: INR 100 per redemption. | Fuel Surcharge Waiver : 1% waiver, valid for transaction between 400 to 5,000 only, up to Rs 250 per statement cycle | Card offers 3 subscription plans. Silver plan (INR 99+ GST) offers discounts on any 2 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket. Gold plan (INR 149+ GST) offers discount on any 3 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket. Platinum plan (INR 249+ GST) offers discount on any 5 merchants out of the following: Bookmyshow, Swiggy, Pharmeasy, Uber and Bigbasket.
दोष
Low cashback rate.
No free movie tickets.
Welcome Benefit: Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.
Reward System: Users will get 1% cashback on all spends or 8 reward points for every INR 200 spent. 1 RP = INR 0.20. Effective cashback rate: 0.8%
1 complimentary domestic airport lounge visit per quarter.
1 Golf lesson per year at select golf courses in India, and insurance coverage.
पक्ष विपक्ष
Welcome Benefits
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
पुरस्कार प्रणाली
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 10 Lacs and above
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for Yes Bank's BYOC Credit Card:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the "BYOC Credit Card" option.
Enter your personal details, such as your name, email address, and contact number.
Enter your income details and employment status.
Choose your credit limit and tenure.
Select your preferred features and benefits.
Upload your scanned copies of your PAN card, Aadhaar card, and latest salary slip.
Click on the "Submit" button.
A Yes Bank representative will contact you to verify your details and complete the application process.
सम्पर्क करने का विवरण
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Welcome Benefit: Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.
Reward System: Users will get 1% cashback on all spends or 8 reward points for every INR 200 spent. 1 RP = INR 0.20. Effective cashback rate: 0.8%
1 complimentary domestic airport lounge visit per quarter.
1 Golf lesson per year at select golf courses in India, and insurance coverage.
Low cashback rate.
No free movie tickets.
Yes Bank BYOC Credit Cardi is a unique credit card with lot of value add features. Its only flaw is that new users may find the optionality to choose features of the card a little complicated.
Yes Bank BYOC Credit Cardi is a unique credit card with lot of value add features. Its only flaw is that new users may find the optionality to choose features of the card a little complicated.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
ईंधन अधिशुक्ल
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Billing Cycle
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.