Yes Bank Finbooster Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
MakeMyTrip ICICI Bank Credit Card
Bank Name :
ICICI Bank
प्रकार
Travel Credit Card
ब्याज दर
3.40%p.m. 40.80%p.a.
पात्रता
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 Lakhs and above
पेशेवरों
Reward system: The value of 1 reward point = INR 0.25. Users will get 5X reward points on online dining spending. Effective dining cashback rate: 1.25%. 3X reward points on online grocery and online apparel spending. Effective grocery cashback rate: 0.75%. 2 reward points per INR 200 on all other retail spends (except fuel spends). Effective general cashback rate: 0.25%.
Other Benefits: Lifetime free credit card, and insurance coverage.
दोष
Low cashback rate.
Lacks standard features like free lounge visits.
Limited value add features.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
The value of 1 reward point = INR 0.25. Users will get 5X reward points on online dining spending. Effective dining cashback rate: 1.25%. 3X reward points on online grocery and online apparel spending. Effective grocery cashback rate: 0.75%. 2 reward points per INR 200 on all other retail spends (except fuel spends). Effective general cashback rate: 0.25%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.40%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
The card comes with a lifetime-free CreditStrong subscription, which gives you access to a credit fitness report and real-time dashboard so you can track your credit score and monitor your spending habits.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 Lakhs and above
फ़ायदे
Lifetime free card.
Accelerated reward points.
No cap on reward points.
No expiry on reward points.
Lifetime-free CreditStrong subscription.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for Yes Bank's Finbooster Credit Card:
Go to the Yes Bank website and click on the "Credit Cards" tab.
Select the "Finbooster Credit Card" from the list of cards.
Click on the "Apply Now" button.
You will need to provide some basic information, such as your name, email address, and contact number.
You will also need to upload some documents, such as your identity proof, address proof, and income proof.
Once you have submitted your application, Yes Bank will review it and let you know the status within a few days.
सम्पर्क करने का विवरण
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward system: The value of 1 reward point = INR 0.25. Users will get 5X reward points on online dining spending. Effective dining cashback rate: 1.25%. 3X reward points on online grocery and online apparel spending. Effective grocery cashback rate: 0.75%. 2 reward points per INR 200 on all other retail spends (except fuel spends). Effective general cashback rate: 0.25%.
Other Benefits: Lifetime free credit card, and insurance coverage.
Low cashback rate.
Lacks standard features like free lounge visits.
Limited value add features.
Yes Bank Finbooster Credit Card has limited number of features. Even the cashback rate it offers is quite low. Overall this card has limited use, there are several credit cards offering better benefits.
Yes Bank Finbooster Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining/Annual Membership fees: NIL
Interest Rate: : 3.8% p.m (45.6% p.a.).
Late Payment Fees: Late payment fee charged depending on the customers when total amount due, ranges from INR 0-1500.
Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.
Reward Redemption fee: INR 100 per request.
Fuel Surcharge: 1%, waived upto INR 125 in a statement cycle.
Foreign Currency Markup: 3.40%
ईंधन अधिशुक्ल
1%, waived upto INR 125 in a statement cycle.
Billing Cycle
30 days.