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YES BANK Paisabazaar PaisaSave Credit Card

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Rewards & Benefits

Welcome Benefits

None

Milestone Benefits

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Cashback Rate

  • The value of 1 reward point is Rs. 1.

  • Users will get 6 reward points per INR 200 spent on e-commerce transactions. Effective cashback rate: 3%.

  • Users will get 3 reward points per INR 200 spent on other spends. Effective cashback rate: 1.5%.

Movie Benefits

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Dining Benefits

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Other Benefits

1% waiver on fuel surcharge.

Lounge Access

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Fees & Charges

Joining Fee

Rs. NIL

Annual Fee

Annual membership fee: Rs. 499 plus taxes (waived off on total retail spends of ₹1,20,000 in the card anniversary year).

Cash Advance Fee

Cash advance fee: NIL

Interest rate

3.80% monthly, 45.60% annually.

Late Payment Fee

Late payment charges: INR150 to INR1200.

Foreign Currency Transactions Fee

Foreign currency markup fee: 3.40%

Other Fees

Reward redemption fee: NIL | Fuel surcharge: 1%

दोष

  • Limited benefits.

  • No welcome and milestone benefits.

  • Reward system: The value of 1 reward point is Rs. 1. Users will get 6 reward points per INR 200 spent on e-commerce transactions. Effective cashback rate: 3%. Users will get 3 reward points per INR 200 spent on other spends. Effective cashback rate: 1.5%.

  • This credit card does not have any joining fee.

  • 1% waiver on fuel surcharge.

पक्ष विपक्ष
Welcome Benefits

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पुरस्कार प्रणाली

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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

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Eligibility Criteria

Between 21 to 60 years of age.
Salaried or self-employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 lakhs and above.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

Online Application:

  1. Visit Paisabazaar Website: Go to the official website of Paisabazaar.

  2. Search for the Credit Card: Look for the YES Bank PaisaSave Credit Card or use the search bar to find it.

  3. Click on "Apply Now": Find the "Apply Now" button for the PaisaSave Credit Card and click on it.

  4. Fill in the Application Form: Provide the necessary personal and financial information as required.

  5. Upload Required Documents: You may need to upload documents like your PAN card, Aadhaar card, income proof, and address proof.

  6. Submit the Application: Review your application and submit it online.

Alternatively, you can apply directly through the YES Bank website:

  1. Visit the YES Bank Website: Go to the official website of YES Bank.

  2. Locate the Credit Card Section: Look for the section dedicated to credit cards or search for "PaisaSave Credit Card."

  3. Click on "Apply Now": Find the "Apply Now" button for the PaisaSave Credit Card and click on it.

  4. Follow the Application Process: Fill in the required details and upload necessary documents.

सम्पर्क करने का विवरण

Customer Care
Toll Free: 1800 1200

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Reward system: The value of 1 reward point is Rs. 1. Users will get 6 reward points per INR 200 spent on e-commerce transactions. Effective cashback rate: 3%. Users will get 3 reward points per INR 200 spent on other spends. Effective cashback rate: 1.5%.

  • This credit card does not have any joining fee.

  • 1% waiver on fuel surcharge.

  • Limited benefits.

  • No welcome and milestone benefits.

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Application Procedure
Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

ईंधन अधिशुक्ल

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Billing Cycle

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फीस एवं प्रभार
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