Yes EMI Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Yes EMI Credit Card
Bank Name :
Yes Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.80% per month (45.6% annually)
पात्रता
Between 21 and 60 years of age.
Salaried or self-employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above.
पेशेवरों
Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Other Benefits: Dining discount, and Insurance coverage.
दोष
Basic EMI card.
No lifestyle benefits.
No travel benefits.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.5% markup on foreign currency.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
None
Eligibility Criteria
Between 21 and 60 years of age.
Salaried or self-employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above.
फ़ायदे
Insurance benefits.
Dining discounts.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the Yes Bank website and browse for the EMI Credit and apply for the same.
सम्पर्क करने का विवरण
1800 1200
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Other Benefits: Dining discount, and Insurance coverage.
Basic EMI card.
No lifestyle benefits.
No travel benefits.
The Yes Bank EMI Credit Card is a suitable option if you frequently make large purchases that you'd prefer to pay off in installments. The convenience of EMIs and the lack of an annual fee make it a budget-friendly choice. However, be mindful of the relatively high-interest rate on EMIs and the lack of rewards for EMI transactions.
Yes EMI Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
First Year Membership Fee of INR 499+ applicable taxes
Interest Rate: 3.80% per month (45.6% annually)
Cash Advance Charges: 2.5% of the withdrawn amount or a minimum of Rs. 500
Late Payment Charges: Ranges from INR 0 to INR 1000
Foreign Currency Mark-up Fees: 3.5%
ईंधन अधिशुक्ल
1% fuel surcharge waiver capped at Rs. 250 per month.
Billing Cycle
30 Days