Yes EMI Credit Card
Rewards & Benefits
Welcome Benefits
None
Milestone Benefits
Cashback Rate
You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Movie Benefits
Dining Benefits
Other Benefits
Insurance benefits. 
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
2.5% of the withdrawn amount or a minimum of Rs. 500
Interest rate
3.80% per month (45.6% annually)
Late Payment Fee
Late Payment Charges: Ranges from INR 0 to INR 1000
Foreign Currency Transactions Fee
Foreign Currency Mark-up Fees: 3.5%
Other Fees
First Year Membership Fee of INR 499+ applicable taxes | Cash Advance Charges: 2.5% of the withdrawn amount or a minimum of Rs. 500
दोष
Basic EMI card.
No lifestyle benefits.
No travel benefits.
Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Other Benefits: Dining discount, and Insurance coverage.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Between 21 and 60 years of age.
Salaried or self-employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 7.5 lakhs and above.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Visit the Yes Bank website and browse for the EMI Credit and apply for the same.
सम्पर्क करने का विवरण
1800 1200
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: You can earn cashback of up to INR 500 i.e. 1% per month on transactions not converted into EMIs.
Other Benefits: Dining discount, and Insurance coverage.
Basic EMI card.
No lifestyle benefits.
No travel benefits.
The Yes Bank EMI Credit Card is a suitable option if you frequently make large purchases that you'd prefer to pay off in installments. The convenience of EMIs and the lack of an annual fee make it a budget-friendly choice. However, be mindful of the relatively high-interest rate on EMIs and the lack of rewards for EMI transactions.
The Yes Bank EMI Credit Card is a suitable option if you frequently make large purchases that you'd prefer to pay off in installments. The convenience of EMIs and the lack of an annual fee make it a budget-friendly choice. However, be mindful of the relatively high-interest rate on EMIs and the lack of rewards for EMI transactions.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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