Yes Private Prime Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Yes Private Prime Credit Card
Bank Name :
Yes Bank
प्रकार
Premium Credit Card
ब्याज दर
1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.
पात्रता
Age: Between 21 and 60 years old.
To be eligible for Yes Private Credit Cards, you need to fulfill the following conditions:
Total Relationship Value of Rs. 5 crores.
Minimum liability relationship value of 3 crores (CASA AMB Plus FD).
पेशेवरों
Reward System: Users will get 20 reward points on domestic and 40 reward points on international spending for every INR 200. (1 reward point = up to 0.25 Paisa). Domestic cashback rate: 2.5% and International cashback rate: 5%.
Travel Benefits: Users will get complimentary access to domestic and international airport lounges, travel privileges including cruise programs, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.
Domestic and International Lounge Program: Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year).
Other Benefits: International and Domestic Golf Privileges, Movie benefits, Oberoi E-gift voucher.
दोष
High annual fee.
Limited rewards program.
Strict eligibility criteria.
पक्ष विपक्ष
Welcome Benefits
None
पुरस्कार प्रणाली
Users will get 20 reward points on domestic and 40 RPs on international spending for every INR 200. (1 reward point= Up to 0.25 Paisa).
Domestic cashback rate: 2.5% and International cashback rate: 5%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
Foreign Currency Mark-up Fees: 0.50%
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year).
Eligibility Criteria
Age: Between 21 and 60 years old.
To be eligible for Yes Private Credit Cards, you need to fulfill the following conditions:
Total Relationship Value of Rs. 5 crores.
Minimum liability relationship value of 3 crores (CASA AMB Plus FD).
फ़ायदे
Travel benefits.
Golf privileges.
Movie and events benefit.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Invitation-only: This card is likely offered by invitation only to Yes Bank's high-value customers.
सम्पर्क करने का विवरण
1800 1031212
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Reward System: Users will get 20 reward points on domestic and 40 reward points on international spending for every INR 200. (1 reward point = up to 0.25 Paisa). Domestic cashback rate: 2.5% and International cashback rate: 5%.
Travel Benefits: Users will get complimentary access to domestic and international airport lounges, travel privileges including cruise programs, car rentals, vacation packages, car rentals, e-gift vouchers from Oberoi hotels and resorts, etc.
Domestic and International Lounge Program: Unlimited international lounge access to primary and add-on card members with Lounge Key (guest visits limited to 12 per year).
Other Benefits: International and Domestic Golf Privileges, Movie benefits, Oberoi E-gift voucher.
High annual fee.
Limited rewards program.
Strict eligibility criteria.
The Yes Bank Yes Private Prime Credit Card is a super-premium, invite-only credit card designed for high net-worth individuals (HNIs). If you frequently travel internationally, play golf, and require high-value travel insurance, this card might be worth considering, provided you meet the eligibility criteria and can justify the annual fees. However, if you're unsure about the exact benefits and rewards or are looking for a card with a clear and straightforward rewards program, other premium cards might be a better option.
Yes Private Prime Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Joining and Annual Fees: Rs.20,000 + taxes.
Renewal Membership Fee: Rs.10,000 + taxes, reversed on spends of Rs. 20,00,000 within 12 months before the renewal.
Interest Rate: 1.2% per month (14.4% annually) for Yes Bank savings/salary account holders, 1.75% per month (or 21% annually) for others.
Cash Advance Charges: NIL
Foreign Currency Mark-up Fees: 0.50%
ईंधन अधिशुक्ल
The convenience fee on transactions (between Rs. 400 and Rs. 5,000) is waived at all refill stations across India (the maximum waived amount is capped at Rs. 1,000 per month).
Billing Cycle
30 Days