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Yes Prosperity Cashback Plus Credit Card

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औसत रेटिंग है 3 5 में से

MyRupaya Ratings

उत्पाद विवरण
क्रेडिट कार्ड का नाम

Yes Prosperity Cashback Plus Credit Card

Bank Name :

Yes Bank

प्रकार

Rewards Credit Card

ब्याज दर

3.6% p.m (43.2%p.a).

पात्रता

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 35,000 per month or Income Tax Return of INR 5 Lakhs and above

Yes Prosperity Cashback Plus Credit Card
पेशेवरों

  • Welcome Benefits: Users will get cashback of INR 250 on spends of INR 2,500 in the first 30 days of card set up.

  • Rewards: 5% cashback on movie ticket bookings, grocery shopping, and utility bill payments. 0.75% on all other spends except fuel.

  • 5% cashback on bill payments through YES PayNow

  • Other Benefits: Insurance coverage, and dining discount. 

दोष

  • Card does not provide domestic lounge visit. 

  • Cap of Rs 125 on fuel surcharge waiver.

  •  No movie offers. 

  • Limited number of value add features. 

पक्ष विपक्ष
Welcome Benefits

Users will get cashback of INR 250 on spends of INR 2,500 in the first 30 days of card set up.

पुरस्कार प्रणाली

5% cashback on movie ticket bookings, grocery shopping, and utility bill payments. 0.75% on all other spends except fuel.


अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.4%.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

5% cashback on your movie ticket bookings, grocery shopping and utility bill payments. 0.75% on all other spends except fuel.

Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 35,000 per month or Income Tax Return of INR 5 Lakhs and above

फ़ायदे


  • Cashback on all spends. 

  • Dining discount of 15%. 

  • Insurance coverage also offered. 

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

  • You can apply for the Yes Bank Prosperity Cashback Plus Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:

  • Go to the Yes Bank website and click on the "Credit Cards" tab.

  • Select the "Prosperity Cashback Plus Credit Card" from the list of cards.

  • Click on the "Apply Now" button.

  • You will be redirected to a new page where you will need to fill out an application form.

  • Provide your personal and financial information as requested in the form.

  • Upload scanned copies of your PAN card, address proof, and income proof.

  • Click on the "Submit" button.

  • Your application will be reviewed by Yes Bank and you will be notified of the decision within a few days.

सम्पर्क करने का विवरण

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in

खाता खोलने की प्रक्रिया और प्रक्रिया

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विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Welcome Benefits: Users will get cashback of INR 250 on spends of INR 2,500 in the first 30 days of card set up.

  • Rewards: 5% cashback on movie ticket bookings, grocery shopping, and utility bill payments. 0.75% on all other spends except fuel.

  • 5% cashback on bill payments through YES PayNow

  • Other Benefits: Insurance coverage, and dining discount. 

  • Card does not provide domestic lounge visit. 

  • Cap of Rs 125 on fuel surcharge waiver.

  •  No movie offers. 

  • Limited number of value add features. 

Yes Prosperity Cashback Plus Credit Card is unique cashback credit card from Yes Bank. Its biggest attraction is its uncapped 5% cashback on grocery and utility bill payments. This card is a must have credit card for middle class individuals.

Yes Prosperity Cashback Plus Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार

  • Annual membership: INR 999 plus taxes.

  • Renewal membership fees: INR 99 (plus taxes) 

  • Interest Rate: 3.6% p.m (43.2%p.a).

  • Late Payment Charges: INR 150 - INR 1000 for an outstanding amount ranging from INR 150 to INR 20,000 and above.

  • Cash Withdrawal Fees: 2.5% of amount withdrawn or INR 300, whichever is higher.

  • Reward Redemption Fees: INR 100

  • Fuel Surcharge: 1%, however, surcharge waived for transactions between INR 400 to INR 5,000. (max waiver of INR 125 in a statement cycle).

  • Foreign Currency Markup: 3.40%

ईंधन अधिशुक्ल

1%, however, surcharge waived for transactions between INR 400 to INR 5,000. (max waiver of INR 125 in a statement cycle).

Billing Cycle

30 Days

फीस एवं प्रभार
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