Yes Prosperity Edge Credit Card
Rewards & Benefits
Welcome Benefits
Welcome Benefits: Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.
Milestone Benefits
Cashback Rate
1 Reward Point = INR 0.25.
Users will get 8 reward points for every INR 200 on travel & dining spends (Capped at 1,500 reward points per statement cycle), a cashback rate of 1%.
4 reward points for every INR 200 on all categories. Effective cashback rate is 0.5%.
Movie Benefits
Dining Benefits
Other Benefits
Lounge Access
Fees & Charges
Joining Fee
Annual Fee
Cash Advance Fee
Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.
Interest rate
3.8% p.m (45.60%p.a).
Late Payment Fee
Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.
Foreign Currency Transactions Fee
Foreign Currency Markup : 2.75%
Other Fees
Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date). | Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and getwaiver on renewal fee for the subsequent year. | Reward Redemption fees: Rs 100. | Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs250 in a statement cycle).
दोष
No free movie offers.
Low cashback rate.
Limited number of value add features.
Welcome Benefits: Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.
Reward System: 8 Reward Points on every INR 200 on Travel & Dining Spends (Capped at 1,500 Reward Points per statement cycle). Travel & dining cashback rate: 1%. 4 Reward Points on every INR 200 on all categories. 1 Reward Point = INR 0.25. Effective cashback rate is 0.5%, Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)
Other Benefits: Domestic and international lounge access facility, Complimentary golf program.
Dining Benefits: 15% discount on dining at select restaurants.
पक्ष विपक्ष
Welcome Benefits
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पुरस्कार प्रणाली
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अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
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स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
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Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years.
Salaried or Self Employed.
Minimum Net Salary of INR 50,000 per month or Income Tax Return of INR 7.5 Lakhs and above.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
Here are the steps on how to apply for a Yes Bank Prosperity Edge Credit Card:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the "Yes Bank Prosperity Edge Credit Card" from the list of credit cards.
Enter your personal details, such as your name, address, and contact information.
Enter your employment details, such as your employer's name and your job title.
Enter your income details, such as your monthly salary or annual income.
Upload scanned copies of your PAN card, Aadhaar card, and recent salary slip.
Submit your application and wait for the bank's approval.
सम्पर्क करने का विवरण
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in.
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
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Cons:-
Welcome Benefits: Users will get a free Amazon voucher worth ₹500 on spending ₹1000 within the first 30 days.
Reward System: 8 Reward Points on every INR 200 on Travel & Dining Spends (Capped at 1,500 Reward Points per statement cycle). Travel & dining cashback rate: 1%. 4 Reward Points on every INR 200 on all categories. 1 Reward Point = INR 0.25. Effective cashback rate is 0.5%, Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)
Other Benefits: Domestic and international lounge access facility, Complimentary golf program.
Dining Benefits: 15% discount on dining at select restaurants.
No free movie offers.
Low cashback rate.
Limited number of value add features.
Yes Bank Yes Prosperity Edge Credit Card
Yes Bank Yes Prosperity Edge Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
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ईंधन अधिशुक्ल
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Billing Cycle
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