Yes Prosperity Reward Credit Card
MyRupaya Ratings
उत्पाद विवरण
क्रेडिट कार्ड का नाम
Yes Prosperity Reward Credit Card
Bank Name :
Yes Bank
प्रकार
Rewards Credit Card
ब्याज दर
3.8% p.m (45.60%p.a).
पात्रता
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above."
पेशेवरों
Reward System: 1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
Upto 3 free add-on cards.
A minimum 15% discount on dining at select restaurants.
Preferential Foreign Currency Markup at 3.4%
दोष
Low cashback rate.
Limited number of value add features.
पक्ष विपक्ष
Welcome Benefits
None.
पुरस्कार प्रणाली
1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप
3.4%.
स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण
A minimum 15% discount on dining at select restaurants.
Eligibility Criteria
Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above."
फ़ायदे
Travel benefits.
Zero liability protection.
Lowest forex markup.
विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?
ou can apply for the Yes Bank Prosperity Reward Credit Card online or by visiting a Yes Bank branch. Here are the steps on how to apply online:
Go to the Yes Bank website and click on the "Apply for Credit Card" tab.
Select the Yes Bank Prosperity Reward Credit Card and click on the "Apply Now" button.
Enter your personal and financial information.
Upload your scanned copies of your PAN card, address proof, and income proof.
Submit your application and wait for the bank to process it.
सम्पर्क करने का विवरण
Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in
खाता खोलने की प्रक्रिया और प्रक्रिया
विशेष विशेषता, पात्रता और लाभ
Pros:-
Change the text to include your own content. Adjust the font, size or scale to customize the style.
Cons:-
Reward System: 1 Reward Point = INR 0.25. Users will get 4 reward points for every INR 200 on travel & dining spends, a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories. The effective cashback rate is 0.25%.
Upto 3 free add-on cards.
A minimum 15% discount on dining at select restaurants.
Preferential Foreign Currency Markup at 3.4%
Low cashback rate.
Limited number of value add features.
Yes Bank Prosperity Reward Credit card has limited number of value add benefits. Further, it offers a low cashback rate. It has now been discontinued by Yes Bank.
Yes Bank Yes Prosperity Rewards Credit Card
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
फीस एवं प्रभार
Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).
Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and get
waiver on renewal fee for the subsequent year.Interest Rate: 3.8% p.m (45.60%p.a).
Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.
Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.
Reward Redemption fees: Rs 100.
Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle)
Foreign Currency Mark-up : 3.4%
ईंधन अधिशुक्ल
1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle) .
Billing Cycle
30 Days