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Yes Prosperity Reward Plus Credit Card

Yes Prosperity Reward Plus Credit Card

उत्पाद विवरण
Joining Fee: 

Renewal Fee: 

Card Type:

Reward Type:

Welcome Benefits:
0

Rewards & Benefits

Welcome Benefits

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Milestone Benefits

annual fee reversal on spending inr 1,00,000 on the card.

Cashback Rate

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Lounge Access

0

Movie Benefits

8

Dining Benefits

Other Benefits

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

Fees & Charges

Joining Fee

 On spending INR 2,000 or more in the first sixty days, the user can get 2,000 reward points.

Annual Fee

annual fee reversal on spending inr 1,00,000 on the card.

Cash Advance Fee

cashback rate: 1. cashback rate: 1. cashback rate: 0.

Interest rate

0

Late Payment Fee

8

Foreign Currency Transactions Fee

Other Fees

reward system: users will get 10 points for spending of every inr 150 on dining, movies, departmental stores and grocery spending. value of 1 point = inr 0. 25. effective 6%. 1 reward points on all other spend per inr 150. effective general 25%. 1 reward point of inr 100 on all other spends. effective general 16%.

दोष
  • Low cashback rate.

  • Limited number of value add features.

  • Reward System: Users will get 4 reward points for every INR 200 on travel & dining spends with a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories with an effective cashback rate of 0.25%.

  • Upto 3 free add-on cards.

  • A minimum 15% discount on dining at select restaurants.

  • Preferential Foreign Currency Markup at 3.4%

पक्ष विपक्ष
Welcome Benefits

None.

पुरस्कार प्रणाली
  • Users will get 4 reward points for every INR 200 on travel & dining spends with a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories with an effective cashback rate of 0.25%.

अंतर्राष्ट्रीय विदेशी मुद्रा मार्कअप

3.4%.

स्वागत लाभ और पुरस्कार प्रणाली
विशेष लक्षण

A minimum 15% discount on dining at select restaurants on your YES Bank Credit Card.

Eligibility Criteria

Age Criteria: Minimum 21 years to maximum 60 years
Salaried or Self Employed.
Minimum Net Salary of INR 25,000 per month or Income Tax Return of INR 5 Lakhs and above."

फ़ायदे
  • Reward benefits.

  • Dining benefits.

विशेष विशेषता, पात्रता और लाभ
क्रेडिट कार्ड के लिए आवेदन कैसे करें?

You can apply for the Yes Bank Prosperity Reward Plus Credit Card online or by visiting a Yes Bank branch.

  • To apply online:

  • Go to the Yes Bank website and click on the "Apply for Credit Card" tab.

  • Select the "Yes Bank Prosperity Reward Plus Credit Card" from the list of cards.

  • Enter your personal details, such as your name, address, and contact information.

  • Enter your employment details, such as your employer's name and your salary.

  • Upload a scanned copy of your PAN card and a recent passport-sized photograph.

  • Click on the "Submit" button to complete your application.

सम्पर्क करने का विवरण

Toll Free No: 1800 103 6000
1800 103 1212
Email: yestouchcc@yesbank.in

खाता खोलने की प्रक्रिया और प्रक्रिया

विशेष विशेषता, पात्रता और लाभ

Pros:-

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Cons:-

  • Reward System: Users will get 4 reward points for every INR 200 on travel & dining spends with a cashback rate of 0.5%. 2 reward points for every INR 200 on all categories with an effective cashback rate of 0.25%.

  • Upto 3 free add-on cards.

  • A minimum 15% discount on dining at select restaurants.

  • Preferential Foreign Currency Markup at 3.4%

  • Low cashback rate.

  • Limited number of value add features.

Yes Prosperity Reward Plus Credit Card has limited number of value add features. If you are availing it you should also purchase the additional reward subscription plan through which you can avail 3x-5x reward depending on the subscription plan.

Yes Bank Prosperity Reward Plus Credit Card

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
फीस एवं प्रभार
  • Annual membership: Rs 399 plus taxes (waived on total retail spends of INR 10,000 within 30 days of card set up date).

  • Renewal membership fees: Rs 399 (plus taxes) Spend ₹1,00,000 in card anniversary year and get
    waiver on renewal fee for the subsequent year.

  • Interest Rate: 3.8% p.m (45.60%p.a).

  • Late Payment Charges: Rs 150 - Rs 1000 for an outstanding amount ranging from Rs 150 to Rs 20,000 and above.

  • Cash Withdrawal Fees: 2.5% of amount withdrawn or ₹300, whichever is higher.

  • Reward Redemption fees: Rs 100.

  • Fuel Surcharge : 1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle) 

  • Foreign Currency Mark-up : 3.4%

ईंधन अधिशुक्ल

1%, waiver for transaction between ₹400 to ₹5,000 only. (max Rs 125 in a statement cycle).

Billing Cycle

30 Days.

फीस एवं प्रभार
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