उत्पाद विवरण
बैंक का नाम
State Bank Of India
Eligibility
Resident individuals, including minors
Mode of Holding Singly or jointly
ब्याज दर
Up to 7.50% per annum.
कार्यकाल
36/60/84 or 120 months.
सावधि जमा प्रकार
Regular
Annuity Deposit Scheme
कर लाभ
No
साख दर
CRISIL: AAA/Stable
[ICRA]AAA (Stable)
ब्याज भुगतान आवृत्ति
Monthly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
It enables the customer to deposit a one-time lump sum amount and receive a re-payment of the same in monthly annuity instalments comprising part of the principal amount plus interest.
The deposit amount is based on a minimum monthly annuity of Rs 1000/- for the relevant period.
There is no limit on the maximum deposit amount.
न्यूनतम निवेश राशि
The deposit amount is based on a minimum monthly annuity of Rs 1000/- for the relevant period.
फीस और शुल्क
Pros
Guaranteed returns
Monthly annuity payout.
दोष
No tax saving options.
Limited tenure options.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Application Process:
Visit your nearest Bank of Baroda branch or use their online banking services.
Provide the necessary details, including the deposit amount and preferred tenor.
Complete the required documentation
Application Procedure
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