उत्पाद विवरण
बैंक का नाम
Bank of Baroda
Eligibility
An individual in his own name.
More than one individual in joint name.
Minor of age 10 and above on terms laid down by the bank. Accounts can also be opened in the name of minor with their father/mother, as guardian.
Clubs, associations, Educational Institutions, Partnerships and joint stock companies, provided they are registered and bank is satisfied that the account is opened for genuine savings purpose.
ब्याज दर
7.35% to 7.50% per annum.
कार्यकाल
1 year to 10 years.
सावधि जमा प्रकार
Monthly
Monthly Income Plan (MIP)
कर लाभ
No
साख दर
[ICRA]AAA, IND AAA
ब्याज भुगतान आवृत्ति
Monthly
संचयी/गैर-संचयी
Non Cumulative
विशेषताएँ
The minimum deposit amount is Rs 1000 and in multiples of Rs100.
No upper limit on the deposit amount.
Overdraft/Loan against deposit is provided on demand up to 95 % of the outstanding balance in the account as of the date of the loan.
No penalty for premature payment will be levied in case of premature payment of deposits up to Rs 5 lakh, provided it remained with the bank for a minimum period of 12 months
न्यूनतम निवेश राशि
1000
फीस और शुल्क
Pros
Guaranteed returns
Monthly interest payout.
दोष
No tax benefits.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Application Process:
Visit your nearest Bank of Baroda branch or use their online banking services.
Provide the necessary details, including the deposit amount and preferred tenor.
Complete the required documentation
Application Procedure
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