उत्पाद विवरण
बैंक का नाम
Bank of Baroda
Eligibility
An individual in his own name.
More than one individual in joint name.
Minor of age 10 and above on terms laid down by the bank. Accounts can also be opened in the name of minors with their father/mother, as guardian.
Clubs, associations, Educational Institutions, Partnerships and joint stock companies, provided they are registered and bank is satisfied that the account is opened for genuine savings purposes.
ब्याज दर
4.75% to 7% per annum.
कार्यकाल
7 days to 12 months.
सावधि जमा प्रकार
Short Term
Short Term Deposits
कर लाभ
No
साख दर
[ICRA]AAA, IND AAA
ब्याज भुगतान आवृत्ति
Interest will be paid at the time of maturity.Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Non Cumulative
विशेषताएँ
The minimum deposit amount is Rs 1000 and in multiples of Rs100.
No upper limit on the deposit amount.
Overdraft/Loan against deposit is provided on demand up to 95 % of the outstanding balance in the account as of the date of the loan.
न्यूनतम निवेश राशि
1,000
फीस और शुल्क
Pros
Guaranteed returns.
Users can avail loans against the outstanding amount.
दोष
No tax saving options.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Application Process:
Visit your nearest Bank of Baroda branch or use their online banking services.
Provide the necessary details, including the deposit amount and preferred tenor.
Complete the required documentation
Application Procedure
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.
Add a Title
Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.