bob Suvidha Flexible Fixed Deposit Scheme

उत्पाद विवरण

बैंक का नाम

Bank of Baroda

Eligibility

Individuals including minors in single or joint names, Hindu undivided families, sole proprietorship and partnership firms, public/private limited companies, associations, clubs, trusts and registered societies.
This Scheme is not open to NRIs.

ब्याज दर

6.50% to 7.50% per annum depending upon the tenure.

कार्यकाल

1 year to 5 years.

सावधि जमा प्रकार

Flexible

Suvidha Flexible Fixed Deposit Scheme

कर लाभ

साख दर

[ICRA]AAA, IND AAA

ब्याज भुगतान आवृत्ति

Monthly, Quarterly, Recurring.Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.

संचयी/गैर-संचयी

Both

विशेषताएँ

The Suvidha Fixed Deposit (FD) product allows depositors to withdraw their money whenever they choose.
The minimum amount of deposit to be kept initially under this scheme will be Rs 5,000 which will be deemed as 5 units of Rs 1,000 each.
Users can avail overdraft/loan against deposit of up to 95 % of the outstanding balance in the account as of the date of the loan.

न्यूनतम निवेश राशि

5,000

फीस और शुल्क

Pros

Flexible interest payout.
Withdraw options without any penalty.
Users can avail loans against the outstanding amount.
High liquidity.

दोष

No tax saving option.

पक्ष विपक्ष

खाता खोलने की प्रक्रिया और प्रक्रिया

कैसे खोलें?

Application Process:

Visit your nearest Bank of Baroda branch or use their online banking services.
Provide the necessary details, including the deposit amount and preferred tenor.
Complete the required documentation

Application Procedure

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add a Title