उत्पाद विवरण
बैंक का नाम
Bank of Baroda
Eligibility
All individuals and Hindu Undivided Family(HUF) are eligible to invest in this scheme.
It is most suitable for income taxpayers like salaried persons, higher and middle-income groups, retired persons etc.
The firms, companies, trusts, societies, clubs, institutions, corporate etc. are not allowed to invest in this scheme.
ब्याज दर
Up to 7.50%.
कार्यकाल
Minimum: 5 Years, Maximum: 10 years.
सावधि जमा प्रकार
Tax Saver
bob Tax Saving Fixed Deposit Account
कर लाभ
Tax exemption under Section 80C of the Income Tax Act, 1961
साख दर
[ICRA]AAA
IND AAA
ब्याज भुगतान आवृत्ति
Monthly, Quarterly, Recurring. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Both
विशेषताएँ
The minimum deposit amount shall be Rs 100.
The maximum deposit amount in a financial year is Rs 1,50,000 for availing tax benefits.
Term deposit can be in single and joint name.
न्यूनतम निवेश राशि
100
फीस और शुल्क
Pros
Tax exemption under Section 80C of the Income Tax Act, 1961.
Flexible interest payout options.
दोष
The maximum deposit amount in a financial year is Rs 1,50,000 for availing tax benefits.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Application Process:
Visit your nearest Bank of Baroda branch or use their online banking services.
Provide the necessary details, including the deposit amount and preferred tenor.
Complete the required documentation
Application Procedure
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