उत्पाद विवरण
बैंक का नाम
CSB Bank
Eligibility
Not specified by the bank.
ब्याज दर
3.00% - 7.75%
कार्यकाल
Account can be opened for a minimum period of 6 months and in multiples of 3 months.
The maximum period for which term deposits are accepted is 10 years.
सावधि जमा प्रकार
Cumulative
Cumulative Deposit
कर लाभ
None
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
The minimum deposit requirement is Rs 100.
Maximum tenure can be up to 10 years.
न्यूनतम निवेश राशि
The account can be opened with a minimum monthly remittance of ₹100 or multiples thereof. Remittances may also be in odd sums.
फीस और शुल्क
Pros
Tenure of up to 10 years.
Decent interest rates.
दोष
CSB Bank has comparatively fewer branches than other banks.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit a CSB Bank Branch:This is the most common way.
Find your nearest CSB Bank branch using their branch locator https://www.csb.co.in/atm.
Once at the branch, inform the representative that you want to open a "Family Welfare Account."
You'll likely be provided a specific application form for this scheme. Fill it out with your details:Name
Address
Contact information
PAN Card details
Nominee details (optional, but recommended)
Minimum deposit amount is Rs. 1,000 and the bank accepts odd sums as well.
Choose your deposit tenure. It can range from a minimum of 6 months to a maximum of 10 years, with options in multiples of three months or incomplete quarters.
Decide how you want to receive interest payouts (monthly, quarterly, or on maturity).
Submit the completed form along with the required documents and your deposit amount (cash or cheque).
The bank will verify your documents and provide you with an account opening confirmation.
CSB Bank Net Banking (for existing customers only):CSB Bank's website doesn't explicitly mention online applications for Family Welfare Accounts. However, existing CSB Bank customers can sometimes open Fixed Deposits through Net Banking.
Check the CSB Bank website https://www.csb.co.in/atm for their Net Banking login and see if there's an option for "Fixed Deposits" or a similar section.
If an online FD option exists, look for "Family Welfare Account" or a similar term during the application process.
If you don't see a Family Welfare Account option online or are unsure, it's best to visit a branch directly.
Application Procedure
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