उत्पाद विवरण
बैंक का नाम
CSB Bank
Eligibility
The deposits can be opened by:
Individuals either singly or jointly.
Hindu undivided family.
ब्याज दर
5.75 - 7.00%
कार्यकाल
Deposit shall be for a period of five years.
सावधि जमा प्रकार
Tax Savings
CSB Tax Savings Support
कर लाभ
Yes, CSB Tax Savings Support does offer tax benefits. It is a type of Fixed Deposit (FD) scheme offered by CSB Bank that allows you to claim tax deductions under Section 80C of the Income Tax Act, 1961.
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
The interest will be paid either in lump sum at the time of maturity or every quarter/ month (at discounted rate) as per the request.
संचयी/गैर-संचयी
No information provided
विशेषताएँ
Amount of Investment The amount of investment shall be Rupees one hundred or multiples thereof, subject to a maximum of Rupees one lakh fifty thousand in a financial year. Period of Deposit Deposit shall be for a period of five years. Rate of interest The rate of interest will be the rate applicable for domestic term deposits fixed by the bank from time to time. The interest will be paid either in lump sum at the time of maturity or every quarter/ month (at discounted rate) as per the request. Senior Citizen will be eligible for additional interest fixed by the bank from time to time.
न्यूनतम निवेश राशि
The amount of investment shall be Rupees one hundred or multiples thereof, subject to a maximum of Rupees one lakh fifty thousand in a financial year
फीस और शुल्क
Pros
Tax Deduction
Safe and Secure
Flexible Interest Payout
Convenient for CSB Bank Customers
दोष
5-year lock-in period.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit a CSB Bank Branch:This is the most traditional way.
Locate your nearest CSB Bank branch using their branch locator https://www.cs.bank/.
Once at the branch, inform the representative that you want to open a "CSB Tax Savings Support" account.
You'll be provided a specific application form for this scheme.
Fill out the form with your details including name, address, contact information, PAN, nominee details, etc.
The minimum deposit amount is Rs. 100 (or multiples thereof) and the maximum is Rs. 1,50,000 per financial year to avail the full tax benefit under Section 80C.
Choose your deposit tenure, which is fixed at 5 years for the tax benefit. You cannot withdraw your money before maturity without losing the tax deduction.
Decide how you want to receive interest payouts (monthly, quarterly, or on maturity).
Submit the completed form along with the required documents and your deposit amount (cash or cheque).
The bank will verify your documents and provide you with an account opening confirmation.
Net Banking (for existing CSB Bank customers only):Check the CSB Bank website https://www.cs.bank/ for their Net Banking login and see if there's an option for Fixed Deposits or a similar section.
If an online FD option exists, look for "CSB Tax Savings Support" or a similar tax benefit scheme during the application process.
Some banks might require visiting a branch for verification even after initiating the application online.
Application Procedure
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