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उत्पाद विवरण
बैंक का नाम

IDBI Bank

Eligibility

Any Individual Singly Or jointly Minor (himself/herself or through his/her guardian), Karta of HUF

ब्याज दर

6.78 to 7.18% per annum, it will further depend upon the RBI Treasury Bills.It is anchored to average yield at 91-days Treasury Bills Auctions during the immediately preceding three months undertaken by RBI.

कार्यकाल

1 to 20 years.

सावधि जमा प्रकार

Floating Interest Rate

Floating Rate Fixed Deposit

Floating Rate Fixed Deposit

कर लाभ

None

साख दर

CRISIL AA+/Stable

ब्याज भुगतान आवृत्ति

Quarterly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit

संचयी/गैर-संचयी

Cumulative

विशेषताएँ
  • The period of deposit can be from 1 year to 20 years.

  • The deposit can be started with a minimum amount of Rs. 10,000 and the maximum deposit amount can be 1 crore.

  • Lock-in period of one year.

  • Loan/ Overdraft against deposit is available

न्यूनतम निवेश राशि

10,000

फीस और शुल्क
Pros
  • Flexible tenure options.

  • Higher interest can be earned through floating interest rates.

  • Additional concessions are available for senior citizens.

दोष
  • The maximum deposit amount under this scheme can be 1 crore.

  • Lock-in period of 1 year.

पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?

01. Get In Touch

Call on our Phone Banking numbers Toll Free -

1800-209-4324

1800-22-1070 (24x7 service)


02. Visit Our Branch

Visit the nearest branch.


Find the Nearest Branch

03. Receive a Call Back

Our representative will contact you at the earliest.

Application Procedure

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