उत्पाद विवरण
बैंक का नाम
IDBI Bank
Eligibility
Any Individual Singly Or jointly Minor (himself/herself or through his/her guardian), Karta of HUF
ब्याज दर
6.78 to 7.18% per annum, it will further depend upon the RBI Treasury Bills.It is anchored to average yield at 91-days Treasury Bills Auctions during the immediately preceding three months undertaken by RBI.
कार्यकाल
1 to 20 years.
सावधि जमा प्रकार
Floating Interest Rate
Floating Rate Fixed Deposit
कर लाभ
None
साख दर
CRISIL AA+/Stable
ब्याज भुगतान आवृत्ति
Quarterly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
The period of deposit can be from 1 year to 20 years.
The deposit can be started with a minimum amount of Rs. 10,000 and the maximum deposit amount can be 1 crore.
Lock-in period of one year.
Loan/ Overdraft against deposit is available
न्यूनतम निवेश राशि
10,000
फीस और शुल्क
Pros
Flexible tenure options.
Higher interest can be earned through floating interest rates.
Additional concessions are available for senior citizens.
दोष
The maximum deposit amount under this scheme can be 1 crore.
Lock-in period of 1 year.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
01. Get In Touch
Call on our Phone Banking numbers Toll Free -
1800-209-4324
1800-22-1070 (24x7 service)
02. Visit Our Branch
Visit the nearest branch.
Find the Nearest Branch
03. Receive a Call Back
Our representative will contact you at the earliest.
Application Procedure
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