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उत्पाद विवरण
बैंक का नाम

HDFC Bank

Eligibility

Resident individuals falling in the age group - 18 to 59 years can book HDFC Bank HealthCover FD
The Fixed Deposit should be of Rs 5 lacs and above (max 1.99 Cr) and for a tenure of 1 to 10 years.

ब्याज दर

Up to 7.90%

कार्यकाल

Flexi Tenure - Min tenure: 1 year, Max tenure: 10 years

सावधि जमा प्रकार

HealthCover FD

HDFC Bank Health Cover FD

HDFC Bank Health Cover FD

कर लाभ

No 

साख दर

CARE AAA (FD); Stable [Triple A (Fixed Deposit); Outlook: Stable]

ब्याज भुगतान आवृत्ति

Monthly/quarterly interest payout option is available. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.

संचयी/गैर-संचयी

Non-Cumulative

विशेषताएँ

Benefits of a Fixed Deposit & the safety of a Health Insurance cover. A Health Insurance Cover which includes Hospital Cash Cover for the first year will be provided on booking an HDFC Bank HealthCover FD. Hospital Cash Cover of Rs 500 per day for 15 days on FD Amount 5 lacs to < 10 lac Hospital Cash Cover of Rs 1000 per day for 15 days on FD Amount >=10 lacs to 1.99 Cr. Avail instant Overdraft against your Fixed Deposit up to 90% of your FD amount.

न्यूनतम निवेश राशि

Min FD amount: 5 lacs, Max FD amount: 1.99 cr

फीस और शुल्क
Pros
  • Fixed Returns and Hospital Cash Cover

  • Flexible Tenure

दोष
  • Lower Interest Rates Compared to Regular FDs

  • Early Withdrawal Penalty

  • Not a Substitute for Health Insurance

पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
  • Visit Branch or Contact Relationship Manager:  Health Cover FDs might not be widely advertised. It's best to visit your HDFC Bank branch or contact your relationship manager to confirm availability and discuss details.

  • Documents Required:  Generally, for FDs, you'll need ID proof, address proof, PAN card, and income proof (salary slips or ITRs). The bank may have additional requirements, so confirm with the branch.

  • Deposit Details:  Choose your desired deposit amount (minimum Rs. 5 lakh), tenure, and interest payout option (monthly/quarterly).

  • Finalize Application:  Once details are confirmed, complete the application form and deposit the required amount to activate your Health Cover FD.

Application Procedure

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