उत्पाद विवरण
बैंक का नाम
Indian Bank
Eligibility
Account should be opened in the name of an Indian resident.
ब्याज दर
6.00% to 6.50% per annum.
कार्यकाल
5 - 10 years.
सावधि जमा प्रकार
Tax Saver
IB Tax Saver Scheme
कर लाभ
Tax benefits under Sec. 80 C of the Income Tax Act is applicable.
साख दर
CRISIL AAA
ब्याज भुगतान आवृत्ति
Quarterly or monthly, with a discount or on maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Both
विशेषताएँ
Minimum deposit amount of Rs 1000.
The maximum amount of this deposit is Rs. 1,50,000 in a financial year.
Loan facility is not available in the case of Tax savings deposit.
The lock-in period is 5 years.
Tax exemption under section 80C of the Income Tax Act, 1961.
न्यूनतम निवेश राशि
1000
फीस और शुल्क
Pros
Tax exemption under Section 80C of the Income Tax Act, 1961.
The minimum deposit amount is Rs 1000 only.
दोष
There is no loan facility against the deposit.
Premature withdrawal of this deposit is not allowed.
Lock-in period of 5 years.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
You can open the FD online by visting the website https://www.indianbank.in/#!
Application Procedure
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