उत्पाद विवरण
बैंक का नाम
ICICI Bank
Eligibility
Individuals and entities who are residents, Hindu Undivided Families, Sole Proprietorship firms, Partnership firms, Limited Companies, Trust Accounts, Non-Resident Indians, Indians, and Minors with Guardianship.
The Savings account should be KYC verified.
ब्याज दर
Up to 7.80% per annum.
कार्यकाल
7 days to 10 years
सावधि जमा प्रकार
Regular
Regular Fixed Deposit
कर लाभ
No
साख दर
CARE AAA, [ICRA]AAA
ब्याज भुगतान आवृत्ति
On Maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Interest is compounded quarterly.
The minimum amount required to open an FD is ₹10,000.
Flexible tenure that ranges from 7 days to 10 years.
You can avail an overdraft against the FD.
The option of premature/partial withdrawal is available.
न्यूनतम निवेश राशि
10,000
फीस और शुल्क
Pros
Guaranteed returns.
Interest is compounded quarterly.
Safe and secure.
Overdraft facility.
दोष
No tax benefits.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Here’s a step-by-step guide on how to do it:
Access Your Account:Begin by logging into your ICICI Bank account using either Internet Banking or the iMobile Pay app.
Navigate to the FD Section:Once logged in, find the section related to Fixed Deposits. You’ll typically find this under the ‘Investments’ or ‘Savings’ tab.
Fill Out the FD Form:
Provide the necessary details:Investment Amount: Specify the amount you wish to deposit.
Tenure or Duration: Choose the duration of the FD. Select the duration based on your financial goals.
Select Payout Plan:
Decide how you want to receive the interest accumulated on your FD.
Review and Confirm:Before submitting your FD application, review all the details you’ve entered.
Ensure that the investment amount, tenure, and payout plan align with your preferences and financial requirements.
Application Procedure
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