उत्पाद विवरण
बैंक का नाम
ICICI Bank
Eligibility
Individuals and entities who are residents, Hindu Undivided Families, Sole Proprietorship firms, Partnership firms, Limited Companies, Trust Accounts, Non-Resident Indians, Indians, and Minors with Guardianship.
The Savings account should be KYC verified.
ब्याज दर
Up to 7.80% per annum.
कार्यकाल
5 years.
सावधि जमा प्रकार
Tax Saver
Tax Saver Fixed Deposit
कर लाभ
Tax exemption under Section 80C of the Income Tax Act, 1961
साख दर
CARE AAA, [ICRA]AAA
ब्याज भुगतान आवृत्ति
Monthly, Quarterly, and at maturity
संचयी/गैर-संचयी
Both
विशेषताएँ
Tax Saver Fixed Deposit offers tax deduction on income of up to ₹1.5 Lakh under section 80C of the Income Tax Act.
Invest a small amount of ₹10,000 for a fixed tenure of 5 years
Choose from the flexible interest payout options of monthly, quarterly or reinvestment in principal
No premature withdrawal facility and auto-renewal facility
Interest earned is completely non-taxable
न्यूनतम निवेश राशि
10,000
फीस और शुल्क
Pros
Tax benefit.
Guaranteed returns.
Safe and secure.
Flexible interest payout options.
दोष
None
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Here’s a step-by-step guide on how to do it:
Access Your Account:Begin by logging into your ICICI Bank account using either Internet Banking or the iMobile Pay app.
Navigate to the FD Section:Once logged in, find the section related to Fixed Deposits. You’ll typically find this under the ‘Investments’ or ‘Savings’ tab.
Fill Out the FD Form:
Provide the necessary details:Investment Amount: Specify the amount you wish to deposit.
Tenure or Duration: Choose the duration of the FD. Select the duration based on your financial goals.
Select Payout Plan:
Decide how you want to receive the interest accumulated on your FD.
Review and Confirm:Before submitting your FD application, review all the details you’ve entered.
Ensure that the investment amount, tenure, and payout plan align with your preferences and financial requirements.
Application Procedure
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