उत्पाद विवरण
बैंक का नाम
Karur Vyasa Bank
Eligibility
Individuals
Individuals jointly with other Individuals
Minors.
HUF.
Sole Proprietary concerns.
Trusts, Associations, Clubs & Societies.
Partnership Firms.
Joint stock companies.
Any other entity not prohibited by RBI.
ब्याज दर
7.40 to 7.80%
कार्यकाल
333 Days
सावधि जमा प्रकार
Regular
KVB 333 Special Deposit Scheme
कर लाभ
None
साख दर
[ICRA]A+
ब्याज भुगतान आवृत्ति
Monthly, quarterly, half-yearly, yearly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Both
विशेषताएँ
Flexible interest payout options.
Loan facility is available.
Additional concession in interest rates for senior citizens.
न्यूनतम निवेश राशि
1,000
फीस और शुल्क
Pros
Flexible interest payout options.
Competitive interest rates.
Nomination Facility
दोष
There is no flexibility in tenure.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit your nearest Karur Vysya Bank branch: This is the traditional method and allows for personalized assistance from a bank representative. Here's what to expect:Carry your KYC documents: These typically include proof of identity (PAN Card, Aadhaar Card, etc.), address proof (utility bills, rental agreement), and possibly a passport-sized photograph.
Fill out the application form: The bank representative will guide you through the application process.
Deposit the initial amount: You'll need to deposit at least the minimum amount required to open the FD (check with the bank for current minimums).
Choose your interest payout option: KVB offers both cumulative and non-cumulative interest payout options.
Nominate a beneficiary: This ensures someone you designate receives the funds in case of your passing.
Online account holders can potentially open through Netbanking (limitations apply): While KVB's website doesn't explicitly mention opening Tax Saving Deposits online, it does allow opening Fixed Deposits through Netbanking for existing account holders, with some limitations.
Application Procedure
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