उत्पाद विवरण
बैंक का नाम
Karur Vyasa Bank
Eligibility
Can be opened by Individuals, Minors, HUF, Trust, Partnership firms, Companies, Associations etc.,
ब्याज दर
6 to 8.10% per annum.
कार्यकाल
6 months to 120 months.
सावधि जमा प्रकार
Recurring Deposit
KVB Manimala
कर लाभ
None
साख दर
[ICRA]A+
ब्याज भुगतान आवृत्ति
At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Not specified by the bank.
विशेषताएँ
The minimum deposit amount is Rs 100.
No upper limit on the deposit amount.
Overdraft/Loan against deposit is available.
न्यूनतम निवेश राशि
100
फीस और शुल्क
Pros
Competitive interest rates.
Tenure of up to 10 years.
दोष
Payment of interest at the time of maturity only.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit your nearest Karur Vysya Bank branch: This is the traditional method and allows for personalized assistance from a bank representative. Here's what to expect:Carry your KYC documents: These typically include proof of identity (PAN Card, Aadhaar Card, etc.), address proof (utility bills, rental agreement), and possibly a passport-sized photograph.
Fill out the application form: The bank representative will guide you through the application process.
Deposit the initial amount: You'll need to deposit at least the minimum amount required to open the FD (check with the bank for current minimums).
Choose your interest payout option: KVB offers both cumulative and non-cumulative interest payout options.
Nominate a beneficiary: This ensures someone you designate receives the funds in case of your passing.
Online account holders can potentially open through Netbanking (limitations apply): While KVB's website doesn't explicitly mention opening Tax Saving Deposits online, it does allow opening Fixed Deposits through Netbanking for existing account holders, with some limitations.
Application Procedure
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