उत्पाद विवरण
बैंक का नाम
Bank of Maharashtra
Eligibility
Minor / Student aged 6 months and above
Minor / Student singly aged 10 years
Minor / Student jointly with parent or Guardian
By parent / Guardian on behalf of Minor Student
ब्याज दर
6.50% per annum.
कार्यकाल
36 to 120 months.
सावधि जमा प्रकार
Minor
Maha Saraswati Scheme
कर लाभ
None
साख दर
CRISIL A1+
ब्याज भुगतान आवृत्ति
At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
This scheme is specially designed for minors/ students.
Minimum deposit of Rs.100.
Minimum tenure of 36 months and a maximum of 120 months.
Users will get preferential treatment in Educational Loan with concession in rate of interest up to 0.25% for normal Mahasaraswati A/c holders, and 0.50% for Below Poverty Line (BPL) beneficiaries.
Free VISA international ATM card.
Pre-mature withdrawal is allowed.
न्यूनतम निवेश राशि
100
फीस और शुल्क
Pros
Low minimum deposit requirements.
Concession for students in Education loan.
Free VISA international ATM.
दोष
The minimum tenure for this scheme is 36 months.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Internet Banking
Mobile Banking (Mahamobile Plus App)
Branch
Application Procedure
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