उत्पाद विवरण
बैंक का नाम
Mahindra & Mahindra Financial Services Ltd
Eligibility
For Resident Individuals
For Companies
For Non-Resident Indians (NRI)
For Partnership Firms+For Trusts and Foundations
Charitable Trust
HUF
Family Trust
Sole Proprietorship
Club, Association, Society
ब्याज दर
Monthly: 7.10% to 7.55%
Quarterly: 7.20% to 7.65%
Half Yearly: 7.25% to 7.85%
Yearly: 7.50% to 8.10%
कार्यकाल
12 Months to 60 Months
सावधि जमा प्रकार
Regular
Samruddhi Non Cumulative Schemes
कर लाभ
No, Mahindra & Mahindra Financial Services Ltd Samruddhi Non-Cumulative Schemes do not provide tax saving benefits under Section 80C of the Income Tax Act, 1961.
साख दर
IND AAA / Stable
ब्याज भुगतान आवृत्ति
Monthly, Quarterly, Half yearly & Yearly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
non cumulative
विशेषताएँ
The MMFSL Fixed Deposit has a India Ratings – ‘IND AAA / Stable’ which indicates highest safety 0.25% additional interest rate for senior citizens for Samruddhi Fixed Deposits 0.35% additional interest rate for all Mahindra group company employees & their relatives for Samruddhi Fixed Deposits
न्यूनतम निवेश राशि
Monthly and Quarterly: 50,000/-
Half Yearly and Yearly: 25,000/-
फीस और शुल्क
Pros
High Interest Rates
Flexible Interest Payout Options
Secured Investment
Liquidity
दोष
Lower Interest Rates Compared to Cumulative Schemes
Early Withdrawal Penalty
Not Available Online
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Locate your nearest Mahindra Finance branch using their branch locator https://branch.mahindrafinance.com/.
Visit the branch and speak with a representative about opening a Samruddhi Non-Cumulative deposit account. They'll guide you through the application process and collect the required documents.
Application Procedure
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