उत्पाद विवरण
बैंक का नाम
Union Bank of India
Eligibility
Money flex Deposit Account can be opened:
by an individual in his/her own name;
by more than one individual in their joint names
with suitable repayment instructions;
on behalf of a minor by his/her natural guardian
or by a guardian appointed by court;
in the name of a minor by a person interested in
the minor other than natural guardian;
in the name of clubs, societies, associations,
educational institutions, trusts, HUFs, firms, partnerships, joint stock companies, co-operatives, executors and administrators, Government
Departments etc.
ब्याज दर
5 to 7.25% per annum.
कार्यकाल
6 months to 120 months.
सावधि जमा प्रकार
Flexible
MONEY FLEX TERM DEPOSIT (MFTD)
कर लाभ
None
साख दर
ICRA Limited A1+
ब्याज भुगतान आवृत्ति
Half-yearly
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Minimum deposit of 25,000.
The maximum deposit amount should be less than 2 crores.
Part withdrawal before maturity is permitted.
Premature closure of the deposit is allowed.
न्यूनतम निवेश राशि
25,000
फीस और शुल्क
Pros
Withdraw options without any penalty.
High liquidity.
दोष
No tax saving option.
Minimum deposit of 25,000 is needed.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
1. Visit a Union Bank of India Branch: Locate a branch near you and visit during their operating hours.
2. Gather Required Documents: Prepare the following documents:
Proof of Identity (Aadhaar card, passport, driving license, voter ID)
Proof of Address (Aadhaar card, passport, driving license, utility bill)
PAN card (Permanent Account Number)
Passport-sized photographs
3. Fill out the FD Application Form: Obtain an FD application form from the bank. Fill in the required details accurately, including:
Your personal information
Deposit amount
Interest payout frequency (monthly, quarterly, half-yearly, or annually)
Maturity period
Nomination details (optional)
4. Submit the Application and Documents: Hand over the completed application form and required documents to the bank official.
5. Make the Deposit: Pay the deposit amount in cash, cheque, or demand draft.
6. Receive the FD Receipt: Once the deposit is confirmed, you will receive an FD receipt as proof of your investment.
Application Procedure
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