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उत्पाद विवरण
बैंक का नाम

Central Bank of India

Eligibility

All type of customers eligible for opening including NRE customers.

ब्याज दर

Up to 7.50%

कार्यकाल

6 months to 120 months.

सावधि जमा प्रकार

Money Multiplier

Money Multiplier Deposit Certificate (MMDC)

Money Multiplier Deposit Certificate (MMDC)

कर लाभ

None

साख दर

CRISIL A1+

ब्याज भुगतान आवृत्ति

At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.

संचयी/गैर-संचयी

Cumulative

विशेषताएँ

  • Minimum deposit amount of Rs 100.

  • There is no maximum limit for the maximum deposit amount.

  • You can get a loan against fixed deposits.

  • The minimum deposit period is 6 months and the maximum is 10 years.

  • Additional concession in interest rate for senior citizens.

न्यूनतम निवेश राशि

100

फीस और शुल्क
Pros

  • Minimum deposit amount of Rs 1,000.

  • Loans against deposits are available for up to 90% of the deposit amount.

  • No limit on the maximum deposit amount.

दोष

  • No tax saving benefits.

पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?

1. Visit a Branch:

  • Locate your nearest Central Bank of India branch.

  • Bring the required documents:
    Identification proof (Aadhaar card, PAN card, passport, etc.)
    Address proof (utility bill, ration card, etc.)Passport-sized photographs

2. Fill Out the Application Form:

  • Obtain an FD application form from the bank.

  • Fill in the necessary details, including:Deposit amount

    Tenure (duration of the FD)Nominee details (if any)
    Contact information

3. Submit Documents and Deposit Funds:

  • Submit the completed application form along with the required documents.

  • Deposit the desired amount for your FD.

4. Receive the Fixed Deposit Receipt (FDR):

  • Once the process is complete, you will receive an FDR as proof of your investment.

Application Procedure

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उत्पाद समीक्षा
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