उत्पाद विवरण
बैंक का नाम
Union Bank of India
Eligibility
By an individual in his/her own name. By more than one individuals in their joint names with suitable repayment instructions. On behalf of a minor by his/her natural guardian or by a guardian appointed by court.
ब्याज दर
6.40 to 6.80% per annum.
कार्यकाल
12 months to 120 months.
सावधि जमा प्रकार
Monthly income
Monthly Income Scheme(MIS)
कर लाभ
None
साख दर
ICRA Limited A1+
ब्याज भुगतान आवृत्ति
Monthly. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Non Cumulative
विशेषताएँ
Minimum deposit of 1000.
There is no limit on the maximum deposit amount.
Premature closure of the deposit is allowed.
न्यूनतम निवेश राशि
1000
फीस और शुल्क
Pros
Low minimum deposit requirements.
Monthly interest payout.
No limit on the maximum deposit amount.
दोष
The minimum deposit tenure is 12 months.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
1. Visit a Union Bank of India Branch: Locate a branch near you and visit during their operating hours.
2. Gather Required Documents: Prepare the following documents:
Proof of Identity (Aadhaar card, passport, driving license, voter ID)
Proof of Address (Aadhaar card, passport, driving license, utility bill)
PAN card (Permanent Account Number)
Passport-sized photographs
3. Fill out the FD Application Form: Obtain an FD application form from the bank. Fill in the required details accurately, including:
Your personal information
Deposit amount
Interest payout frequency (monthly, quarterly, half-yearly, or annually)
Maturity period
Nomination details (optional)
4. Submit the Application and Documents: Hand over the completed application form and required documents to the bank official.
5. Make the Deposit: Pay the deposit amount in cash, cheque, or demand draft.
6. Receive the FD Receipt: Once the deposit is confirmed, you will receive an FD receipt as proof of your investment.
Application Procedure
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