उत्पाद विवरण
बैंक का नाम
Punjab National Bank
Eligibility
Individuals (singly or jointly) with others
Minor who have attained the age of 10 years and above in his own name on giving proof of age
Proprietorship/Partnership Firm, Commercial Organization, Company /Corporate Body
Hindu Undivided Family
Association, Club, Society, Trust or Religious/Charitable or Educational Institutions
Municipality or Panchayat, Government or Quasi-Government Body
ब्याज दर
Fluctuating
कार्यकाल
7 days to 10 years.
सावधि जमा प्रकार
Floating interest rate.
PNB Floating Rate Fixed Deposit Scheme
कर लाभ
No
साख दर
IND AAA, ICRA AAA
ब्याज भुगतान आवृत्ति
Monthly, quarterly, at maturity.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Flexible interest payout options.
Deposits for Rs.10,000 and above, on written request shall be eligible for Demand Loan /overdraft facility.
Minimum deposit of Rs.1000.
Maximum amount of 10 crores.
न्यूनतम निवेश राशि
1000
फीस और शुल्क
Pros
Minimum deposit amount of Rs.1000.
Minimum period of 7 days only.
Maximum amount of up to 10 crores.
Users can earn more interest rates by using floating interest rates.
दोष
Fluctuating interest rates.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Online:
Visit the PNB website: Go to https://www.netpnb.com/
Log in to your PNB account: Enter your user ID and password.
Look for the "Fixed Deposits" section: This is usually under "Deposits" or "Products."
Choose the FD option: Select the type of FD you want to open (e.g., regular, cumulative, step-up).
Enter details: Fill in the required information, such as deposit amount, tenure, interest payout frequency, and nominee details.
Submit the application: Review your details and submit the application online.
In-Branch:
Visit a PNB branch: Find a branch near you using their branch locator.
Gather necessary documents: Bring along your identification proof (Aadhaar card, PAN card), address proof, and income proof (if required).
Fill out the application form: Complete the FD application form provided by the bank.
Submit documents and deposit funds: Hand over the completed form, documents, and the desired deposit amount to the bank representative.
Application Procedure
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