उत्पाद विवरण
बैंक का नाम
Punjab National Bank
Eligibility
Individual (singly or jointly) with others
Minor who have attained the age of 10 years and above in his own name on giving proof of age
Proprietorship/Partnership Firm, Commercial Organization, Company /Corporate Body
Hindu Undivided Family
Association, Club, Society, Trust or Religious/Charitable or Educational Institutions
Municipality or Panchayat, Government or Quasi-Government Body
Illiterate and blind persons can also open an account
ब्याज दर
5.45 to 7.25 % per annum.
कार्यकाल
7 days to 120 months.
सावधि जमा प्रकार
Regular
PNB GROWTH FIXED DEPOSIT SCHEME
कर लाभ
None
साख दर
IND AAA, ICRA AAA
ब्याज भुगतान आवृत्ति
Interest shall be payable monthly (at a discounted rate), quarterly (at a simple rate) and yearly intervals (quarterly compounding).
संचयी/गैर-संचयी
Both
विशेषताएँ
Single deposit of minimum Rs. 2 crore
Maximum deposit of 10 crores.
Flexible interest payout options.
न्यूनतम निवेश राशि
2 crores
फीस और शुल्क
Pros
Flexible interest payout options.
You can avail an overdraft/loan against the FD.
दोष
Minimum deposit amount of 2 crores.
No tax saving benefit.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Online:
Visit the PNB website: Go to https://www.netpnb.com/
Log in to your PNB account: Enter your user ID and password.
Look for the "Fixed Deposits" section: This is usually under "Deposits" or "Products."
Choose the FD option: Select the type of FD you want to open (e.g., regular, cumulative, step-up).
Enter details: Fill in the required information, such as deposit amount, tenure, interest payout frequency, and nominee details.
Submit the application: Review your details and submit the application online.
In-Branch:
Visit a PNB branch: Find a branch near you using their branch locator.
Gather necessary documents: Bring along your identification proof (Aadhaar card, PAN card), address proof, and income proof (if required).
Fill out the application form: Complete the FD application form provided by the bank.
Submit documents and deposit funds: Hand over the completed form, documents, and the desired deposit amount to the bank representative.
Application Procedure
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