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उत्पाद विवरण
बैंक का नाम

Punjab National Bank

Eligibility

Applicable to Internet Banking Users only.
For existing customers having operative Savings/Current account.

ब्याज दर

6.25 to 7.25% per annum.

कार्यकाल

6 months to 120 months.

सावधि जमा प्रकार

Recurring

PNB Recurring Deposit Scheme (e-RD)

PNB Recurring Deposit Scheme (e-RD)

कर लाभ

No

साख दर

IND AAA, ICRA AAA

ब्याज भुगतान आवृत्ति

At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.

संचयी/गैर-संचयी

Cumulative

विशेषताएँ

  • Applicable to Internet banking users only.

  • The minimum deposit amount is Rs 100.

  • No upper limit on the deposit amount.

  • Overdraft/Loan against deposit is available.

न्यूनतम निवेश राशि

100

फीस और शुल्क
Pros

  • Interest is compounded quarterly.

  • You can avail an overdraft against the FD.

दोष

  • No tax benefits.

पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?

Online:

  1. Visit the PNB website: Go to https://www.netpnb.com/

  2. Log in to your PNB account: Enter your user ID and password.

  3. Look for the "Fixed Deposits" section: This is usually under "Deposits" or "Products."

  4. Choose the FD option: Select the type of FD you want to open (e.g., regular, cumulative, step-up).

  5. Enter details: Fill in the required information, such as deposit amount, tenure, interest payout frequency, and nominee details.

  6. Submit the application: Review your details and submit the application online.

In-Branch:

  1. Visit a PNB branch: Find a branch near you using their branch locator.

  2. Gather necessary documents: Bring along your identification proof (Aadhaar card, PAN card), address proof, and income proof (if required).

  3. Fill out the application form: Complete the FD application form provided by the bank.

  4. Submit documents and deposit funds: Hand over the completed form, documents, and the desired deposit amount to the bank representative.

Application Procedure

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