उत्पाद विवरण
बैंक का नाम
आरबीएल बैंक
Eligibility
Resident Individuals: This deposit scheme is available for resident Indians only. Non-Resident Indians (NRIs) are not eligible.
No minimum age requirement: Unlike Senior Citizen Fixed Deposits, there's no minimum age requirement to open a Flexi Sure Fixed Deposit.
ब्याज दर
8.00% p.a.
कार्यकाल
7 days to 20 years
सावधि जमा प्रकार
Recurring
फ्लेक्सी श्योर फिक्स्ड डिपॉजिट
कर लाभ
No
साख दर
सावधि जमा कार्यक्रम ICRA AA- (स्थिर), अल्पावधि सावधि जमा कार्यक्रम ICRA A1+
ब्याज भुगतान आवृत्ति
Daily, monthly, quarterly, and yearly.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Any shortfall in the savings or current account is taken care of by breaking the linked fixed deposit.
To cover the gap, a portion of the linked deposit is broken; nevertheless, the balance will continue to receive interest.
Your account can be connected to multiple deposits.
Flexibility in determining the fixed deposit's tenure.
न्यूनतम निवेश राशि
INR 5000
फीस और शुल्क
Pros
Higher Interest Rates
Liquidity
Linked Savings Account
Flexibility for Deposits
दोष
Penalty on Premature Withdrawals
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit an RBL Bank Branch: This is the confirmed method for opening a Flexi Sure Fixed Deposit.
Locate your nearest RBL Bank branch. You can find a branch locator on the bank's website: https://www.rblbank.com/locate-us
Carry the required documents:Identity proof (Aadhaar card, PAN card)
Address proof (utility bill, bank statement)
Recent passport-sized photograph
Inform the bank representative that you want to open a Flexi Sure Fixed Deposit.
Fill out the application form provided by the bank.
Choose your deposit amount: The minimum deposit amount may vary, so it's best to confirm with the bank representative at the branch.
Select your tenure: Flexi Sure Fixed Deposits offer tenures ranging from 7 days to 20 years.
Link your existing RBL Bank savings account: This is crucial for the Flexi Sure feature to work. The bank will debit funds from your FD automatically if your savings account balance falls below a pre-defined limit.
Once everything is finalized, submit the form, documents, and your initial deposit amount. You will receive a Fixed Deposit Receipt (FDR) as confirmation.
Application Procedure
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