उत्पाद विवरण
बैंक का नाम
आरबीएल बैंक
Eligibility
Only available for resident Indians (NRIs are not eligible).
For seniors between the ages of 60 and under 80.
ब्याज दर
8.00% p.a.
कार्यकाल
Tenure of a minimum of 7 days to a maximum of 10 years.
स ावधि जमा प्रकार
Regular
वरिष्ठ नागरिक सावधि जमा
कर लाभ
No
साख दर
सावधि जमा कार्यक्रम ICRA AA- (स्थिर), अल्पावधि सावधि जमा कार्यक्रम ICRA A1+
ब्याज भुगतान आवृत्ति
monthly, quarterly, or maturity basis.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Convenience of making reservations online with RBL MoBank, Internet Banking, and RBL Cares - Chatbot.
Get interest as per your choice - monthly, quarterly, or maturity basis.
Easily book through the Branch or by contacting your Relationship Manager.
Flexibility in selecting a tenure of a minimum of 7 days to a maximum of 10 years.
Take advantage of the overdraft (OD) facility for liquidity up to 90% of the principal value.
There is a facility for nomination.
There are no early penalty fees if a term deposit is withdrawn partially or prematurely.
न्यूनतम निवेश राशि
No information provided
फीस और शुल्क
Pros
Convenience of making reservations online with RBL MoBank, Internet Banking, and RBL Cares - Chatbot.
Get interest as per your choice - monthly, quarterly, or maturity basis.
Easily book through the Branch or by contacting your Relationship Manager.
Flexibility in selecting a tenure of a minimum of 7 days to a maximum of 10 years.
Take advantage of the overdraft (OD) facility for liquidity up to 90% of the principal value.
There is a facility for nomination.
There are no early penalty fees if a term deposit is withdrawn partially or prematurely.
दोष
No tax benefits
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit an RBL Bank Branch: This is the traditional method.Locate your nearest RBL Bank branch.
Carry documents proving your identity (Aadhaar card, PAN card), address (utility bill, bank statement), and age (senior citizen documents, passport etc.). The exact documents may vary, so it's best to confirm with the bank beforehand.
Ask for a Senior Citizen Fixed Deposit account opening form.
Fill out the form with your details.
You need to be 60 years or above to qualify for this scheme.
Choose your deposit amount (minimum Rs. 1,000) and preferred tenure (ranging from 7 days to 20 years).
Decide on your interest payout option (monthly, quarterly, or yearly).
Discuss any questions you may have with a bank representative.
Once everything is finalized, submit the form and documents along with your initial deposit amount. You'll receive a Fixed Deposit Receipt (FDR) as confirmation.
Open an Online Fixed Deposit (FD) through RBL Bank Net Banking (if you're an existing customer):Visit the RBL Bank Net Banking website (https://www.rblbank.com/).
Log in using your customer ID and password.
Look for the "Term Deposits" or "Open Fixed Deposit" section.
Choose "Senior Citizen Fixed Deposit" from the available deposit options.
Select your preferred tenure and deposit amount.
Choose your interest payout option.
Confirm the details and complete the online application.
Application Procedure
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