उत्पाद विवरण
बैंक का नाम
RBL Bank
Eligibility
Residency: This scheme is available for resident Indians only. Non-Resident Indians (NRIs) with NRE/NRO accounts are not eligible.
Minimum Age: There is no minimum age requirement to open an RBL Tax Savings FD.
ब्याज दर
up to 7.60% p.a.
कार्यकाल
Minimum and maximum booking periods is 5 years.
सावधि जमा प्रकार
tax saving
TAX SAVINGS FIXED DEPOSITS
कर लाभ
tax exemption under section 80C
साख दर
Fixed Deposits Programme ICRA AA- (Stable) , Short term fixed deposit programme ICRA A1+
ब्याज भुगतान आवृत्ति
On Maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Attractive interest rates on Tax savings FD Save tax on fixed deposit with an amount between Rs. 100 to Rs. 1,50,000 in multiples of Rs. 100 Booking period –minimum & maximum 5 years Interest rates for tax saving fd TDS are applicable as per the prevailing interest rate Nomination facility is available Partial withdrawal / Pre-mature withdrawal is not allowed TDS will be applicable as per existing guidelines In the case of joint deposits, the tax benefit under 80C will be available only to the first holder of the deposit
न्यूनतम निवेश राशि
Rs. 100 to Rs. 1,50,000 in multiples of Rs. 100
फीस और शुल्क
Pros
Tax Benefits
Attractive Interest Rates
Secured Investment
दोष
Premature Withdrawal Penalty
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit an RBL Bank Branch: This is the traditional method.
Locate your nearest RBL Bank branch. You can find a branch locator on the bank's website: https://www.rblbank.com/locate-us
Carry the required documents:Identity proof (Aadhaar card, PAN card is mandatory for tax benefits)
Address proof (utility bill, bank statement)
Recent passport-sized photograph
Meet a bank representative and express your interest in opening a Tax Savings Fixed Deposit.
Fill out the application form provided by the bank.
Discuss any questions you may have with the bank representative.
Once everything is finalized, submit the form, documents, and your initial deposit amount. You will receive a Fixed Deposit Receipt (FDR) as confirmation.
Application Procedure
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