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उत्पाद विवरण
बैंक का नाम

AU Small Finance Bank

Eligibility

single holder or joint holder saving deposit or for entities.

ब्याज दर

5.50% to 8% per annum.

कार्यकाल

3 months to 120 months.

सावधि जमा प्रकार

Recurring

Recurring Deposit

Recurring Deposit

कर लाभ

No

साख दर

CRISIL: AA+/Stable

ब्याज भुगतान आवृत्ति

At maturity

संचयी/गैर-संचयी

Cumulative

विशेषताएँ
  • This scheme provides a higher interest rate with longer periods of deposit, with quarterly compounding & reinvestment of interest.

  • The minimum deposit amount is Rs 100.

  • The maximum deposit amount is1,50,000.

न्यूनतम निवेश राशि

100

फीस और शुल्क
Pros
  • Interest is compounded quarterly.

  • The minimum amount required to open an RD is ₹100.

दोष
  • No tax benefits.

पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?

Online:

  1. Visit the AU Small Finance Bank website: Go to https://www.aubank.in/.

  2. Look for the "FD" section: This is usually located under "Deposits" or "Products."

  3. Choose the FD option: Select the type of FD you want to open (e.g., regular, cumulative, step-up).

  4. Enter details: Fill in the required information, such as deposit amount, tenure, interest payout frequency, and nominee details.

  5. Submit the application: Review your details and submit the application online.

In-Branch:

  1. Visit an AU Small Finance Bank branch: Find a branch near you using their branch locator.

  2. Gather necessary documents: Bring along your identification proof (Aadhaar card, PAN card), address proof, and income proof (if required).

  3. Fill out the application form: Complete the FD application form provided by the bank.

  4. Submit documents and deposit funds: Hand over the completed form, documents, and the desired deposit amount to the bank representative.

Application Procedure

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