उत्पाद विवरण
बैंक का नाम
North-East Small Finance Bank.
Eligibility
The applicant should be a citizen of India.
The applicant should be more than 18 years old.
The applicant should have a valid KYC document such as PAN and Aadhar.
ब्याज दर
4.50 to 8..50% per annum.
कार्यकाल
6 months to 10 years.
सावधि जमा प्रकार
Recurring
Recurring Deposits
कर लाभ
None
साख दर
Not specified by the bank.
ब्याज भुगतान आवृत्ति
Not specified by the bank. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Not specified by the bank.
विशेषताएँ
The period of deposit can be from 6 months to 10 years.
Loan against deposit/Overdraft is available.
न्यूनतम निवेश राशि
Not specified by the bank.
फीस और शुल्क
Pros
Flexible tenure of the deposit.
High interest rates.
Additional concession for senior citizens.
दोष
Limited branch network.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Online:
Visit the North-East Small Finance Bank website or download their mobile app.
Look for the "Deposits" or "Fixed Deposits" section.
Enter the desired amount, tenure, and interest payout option.
Provide your basic KYC details and verify with OTP.
Transfer funds to create the FD.
Offline:
Visit a North-East Small Finance Bank branch near you.
Fill out the necessary forms and provide your KYC documents.
Submit the required amount to open the FD.
Application Procedure
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