उत्पाद विवरण
बैंक का नाम
State Bank Of India
Eligibility
Resident individuals, Non- Individual
ब्याज दर
Up to 7.25% per annum.
कार्यकाल
1 to 5 years.
सावधि जमा प्रकार
Multi Deposit
Multi Option Deposits
कर लाभ
No
साख दर
CRISIL: AAA/Stable
[ICRA]AAA (Stable)
ब्याज भुगतान आवृत्ति
At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
This scheme is the combination of Term Deposits/Special Term Deposits with linked Savings bank/Current accounts.
For the ‘auto sweep’ facility, the Minimum threshold balance & Minimum resultant balance should be Rs 35,000 and Rs. 25,000 respectively and the minimum sweep amount of Rs. 10,000 in multiples of Rs.1000.
Nomination facility is available.
Deposits are completely liquid and can be withdrawn in multiples of Rs. 1000, any number of times through cheques/ATMs/INB.
न्यूनतम निवेश राशि
फीस और शुल्क
Pros
This scheme is a combination of Term Deposits/Special term deposits with linked Savings bank/Current accounts.
Auto sweep facility is available for the users of this scheme.
Good credit rating.
दोष
No tax saving options.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Visit an SBI Branch: Locate a nearby State Bank of India branch and visit during their operating hours.
Submit Application Form: Request an application form. Fill out the form accurately with your personal and financial details.
Provide Identification: Submit valid identification documents such as your PAN card, Aadhaar card, or passport.
Deposit Funds: Deposit the desired amount into your new fixed deposit account.
Choose Interest Payout Frequency: Select your preferred frequency for receiving interest payments: monthly, quarterly, or half-yearly.
Sign Agreement: Sign the necessary documents to open the account and confirm the terms and conditions.
Application Procedure
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