उत्पाद विवरण
बैंक का नाम
IndusInd Bank
Eligibility
Individuals above 60 years of age.
ब्याज दर
4 to 8.25% per annum.
कार्यकाल
7 days to 120 months.
सावधि जमा प्रकार
Senior Citizen
Senior Citizen Fixed Deposits Scheme
कर लाभ
No
साख दर
AA+ Crisil and ICRA
ब्याज भुगतान आवृत्ति
monthly, quarterly, half-yearly, yearly or at maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Minimum deposit of Rs 10,000.
The interest rate is 0.50% more than the regular interest rate.
Deposit tenure is from 7 days to 120 months.
Nomination facility is available.
Premature closure is allowed.
न्यूनतम निवेश राशि
10,000
फीस और शुल्क
Pros
Up to 0.50% more interest than what applies to a regular customer.
Flexibility in interest credit frequency on a monthly, quarterly, half-yearly, annually or at maturity.
Flexible tenure as per convenience.
Premature withdrawal is allowed.
दोष
No tax saving options.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
1. Online:
Visit the IndusInd Bank website or app.
Log in to your existing IndusInd Bank account.
Look for the "Fixed Deposit" or "FD" option.
Choose the desired deposit amount and tenure.
Provide the necessary details and submit the application.
2. Visiting a Branch:
Locate an IndusInd Bank branch near you.
Visit the branch with the required documents, which may include:
Identity proof (e.g., Aadhaar card, PAN card)
Address proof (e.g., utility bill, passport)Income proof (may be required for higher amounts)
Fill out the necessary application forms.
Submit the required documents and deposit the desired amount
Application Procedure
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