उत्पाद विवरण
बैंक का नाम
IndusInd Bank
Eligibility
Sweep In/ Sweep Out can be applied by individuals and corporates who are getting a continuous float in the Current Account/Savings account.
ब्याज दर
3.50 to 7.75% per annum.
कार्यकाल
30 days to 24 months.
सावधि जमा प्रकार
Sweep in/ sweep out
Sweep in/sweep out
कर लाभ
No
साख दर
AA+ Crisil and ICRA.
ब्याज भुगतान आवृत्ति
monthly, quarterly, half-yearly, yearly or at maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
Premature closure is allowed.
A fixed deposit that is linked to your Savings account or Current account, thus providing multiple benefits. The linked account provides liquidity and allows you to withdraw funds as per your need, without breaking the FD, with earnings at higher rates.
Deposit tenure of 30 to 24 months.
न्यूनतम निवेश राशि
Depends upon the Saving or Current account balance requirements
फीस और शुल्क
Pros
FDs will be broken as per Last-In, First-Out (LIFO) basis for reverse sweep.
Maximized liquidity and returns.
दोष
No tax saving benefits.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
1. Online:
Visit the IndusInd Bank website or app.
Log in to your existing IndusInd Bank account.
Look for the "Fixed Deposit" or "FD" option.
Choose the desired deposit amount and tenure.
Provide the necessary details and submit the application.
2. Visiting a Branch:
Locate an IndusInd Bank branch near you.
Visit the branch with the required documents, which may include:
Identity proof (e.g., Aadhaar card, PAN card)
Address proof (e.g., utility bill, passport)Income proof (may be required for higher amounts)
Fill out the necessary application forms.
Submit the required documents and deposit the desired amount
Application Procedure
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