उत्पाद विवरण
बैंक का नाम
AU Small Finance Bank
Eligibility
single holder or joint holder saving deposit or for entities.
ब्याज दर
3.75 to 8% per annum.
कार्यकाल
7 days to 60 months.
सावधि जमा प्रकार
Tax Saver
Tax Saver Fixed Deposit
कर लाभ
Yes, tax exemption under Section 80C of the Income Tax Act, 1961.
साख दर
CRISIL: AA+/Stable
ब्याज भुगतान आवृत्ति
monthly, quarterly, or cumulative.
संचयी/गैर-संचयी
Both
विशेषताएँ
Tax exemption under Section 80C of the Income Tax Act, 1961.
Flexible interest pay-out options: Monthly, Quarterly or Cumulative.
Minimum deposit of Rs 1,000 and a maximum of 1,50,000 per financial year for a 5-year lock-in period.
Premature withdrawal is not allowed.
न्यूनतम निवेश राशि
1,000
फीस और शुल्क
Pros
Tax saving benefits.
Flexible interest payout options.
Good credit rating.
दोष
The maximum tenure of this scheme is 5 years only.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
Online:
Visit the AU Small Finance Bank website: Go to https://www.aubank.in/.
Look for the "FD" section: This is usually located under "Deposits" or "Products."
Choose the FD option: Select the type of FD you want to open (e.g., regular, cumulative, step-up).
Enter details: Fill in the required information, such as deposit amount, tenure, interest payout frequency, and nominee details.
Submit the application: Review your details and submit the application online.
In-Branch:
Visit an AU Small Finance Bank branch: Find a branch near you using their branch locator.
Gather necessary documents: Bring along your identification proof (Aadhaar card, PAN card), address proof, and income proof (if required).
Fill out the application form: Complete the FD application form provided by the bank.
Submit documents and deposit funds: Hand over the completed form, documents, and the desired deposit amount to the bank representative.
Application Procedure
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