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उत्पाद विवरण
बैंक का नाम

Bank of Maharashtra

Eligibility

Individual and HUF

ब्याज दर

6.50% per annum.

कार्यकाल

5 years.

सावधि जमा प्रकार

Tax Saver

Tax Saving Term Deposit

Tax Saving Term Deposit

कर लाभ

Tax exemption under Section 80C of the Income Tax Act, 1961.

साख दर

CRISIL A1+

ब्याज भुगतान आवृत्ति

At maturity. Typically for fixed deposits having interest payment at maturity, compound interest is applicable and for fixed deposits having monthly interest payment, simple interest is applicable. Typically fixed deposits having a tenure of one year or less, simple interest is applicable. It is best to consult the bank officials before you book a fixed deposit.

संचयी/गैर-संचयी

Cumulative

विशेषताएँ
  • Tax Saver Fixed Deposit offers tax deduction on income of up to ₹1.5 Lakh under section 80C of the Income Tax Act.

  • No premature withdrawal facility or auto-renewal facility.

  • Minimum deposit of Rs 100 and a maximum of 1,50,000 per financial year for a 5-year lock-in period.

  • The lock-in period of 5 years.

  • Nomination facility is available.

  • Premature withdrawal is not allowed.

न्यूनतम निवेश राशि

100

फीस और शुल्क
Pros
  • Tax saving benefits.

दोष
  • The maximum tenure of this scheme is 5 years.

पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
  • Internet Banking

  • Mobile Banking (Mahamobile Plus App)

  • Branch

Application Procedure

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उत्पाद समीक्षा
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