उत्पाद विवरण
बैंक का नाम
Union Bank of India
Eligibility
Any Resident Individual - Single Accounts, Two or more individuals in Joint Accounts, Illiterate Persons, visually impaired persons, Pardanashin Ladies, Minors, Associations, Clubs, Societies, etc. Trusts, Institutions/Agencies, NRI specifically permitted by the RBI eligible to open a "Union Millionaire" in single/joint name/s.
ब्याज दर
6.35 to 7.25% per annum.
कार्यकाल
6 months to 120 months.
सावधि जमा प्रकार
Recurring
UNION MILLIONAIRE SCHEME
कर लाभ
None
साख दर
ICRA Limited A1+
ब्याज भुगतान आवृत्ति
Half-yearly (Cumulated quarterly)
संचयी/गैर-संचयी
Cumulative
विशेषताएँ
This scheme aims to provide a minimum maturity value of Rs. 10,00,000 and above.
The minimum deposit amount will depend upon the interest rates and tenure of the deposit.
A loan facility is available.
न्यूनतम निवेश राशि
Depends upon the tenure and interest rates.
फीस और शुल्क
Pros
Flexible minimum deposit requirements.
No limit on the maximum deposit amount.
Recurring deposits to achieve a minimum maturity value of Rs.10,00,000 and above.
दोष
No tax saving benefits.
पक्ष विपक्ष
खाता खोलने की प्रक्रिया और प्रक्रिया
कैसे खोलें?
1. Visit a Union Bank of India Branch: Locate a branch near you and visit during their operating hours.
2. Gather Required Documents: Prepare the following documents:
Proof of Identity (Aadhaar card, passport, driving license, voter ID)
Proof of Address (Aadhaar card, passport, driving license, utility bill)
PAN card (Permanent Account Number)
Passport-sized photographs
3. Fill out the FD Application Form: Obtain an FD application form from the bank. Fill in the required details accurately, including:
Your personal information
Deposit amount
Interest payout frequency (monthly, quarterly, half-yearly, or annually)
Maturity period
Nomination details (optional)
4. Submit the Application and Documents: Hand over the completed application form and required documents to the bank official.
5. Make the Deposit: Pay the deposit amount in cash, cheque, or demand draft.
6. Receive the FD Receipt: Once the deposit is confirmed, you will receive an FD receipt as proof of your investment.
Application Procedure
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