उत्पाद विवरण
बैंक का नाम
AU Small Finance Bank
अधिकतम ऋण अवधि
20 years
अधिकतम ऋण राशि
Not specified by the bank.
ब्याज दर
8-22% per annum.
प्रकार
Floating
अग्रिम भुगतान
LTV Ratio of up to 100%
फीस और शुल्क
Processing fees- up to 2% of the loan amount.
Pre-payment charges: For floating rate home loan: No pre-payment charges.
Late payment charges: 0.065% will be charged daily on overdue EMI.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Home Construction Loan
विशेष लक्षण
No down payment is required as it is a home construction loan.
पात्रता मापदंड
Indian resident.
Minimum age: 18 years.
Maximum age: 70 years at maturity.
Minimum home loan tenure: 1 year.
विशेष रियायत
None
होम सेवर विकल्प
NA
विशेषताएं, पात्रता और रियायत
पेशेवरों
Available for formal & informal income-proof customers.
Easily available in rural India.
No downpayment is required in certain cases.
No prepayment penalty in the case of a floating-rate home loan.
दोष
No home saver option.
High processing fee.
पक्ष विपक्ष
Application Procedure
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