उत्पाद विवरण
बैंक का नाम
AU Small Finance Bank
अधिकतम ऋण अवधि
30 years for bank salaried.
20 years for cash salaried/Self Employed Professional/Self Employed Non-Professional.
अधिकतम ऋण राशि
Not specified by the bank.
ब्याज दर
8-22% per annum..
प्रकार
Floating
अग्रिम भुगतान
Not applicable since it is an already existing loan.
फीस और शुल्क
Processing fees- Upto 2% of the loan amount.
Pre-payment charges: For floating rate home loan: No pre-payment charges.
Late payment charges: 0.065% will be charged daily on overdue EMI.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Home Loan Balance Transfer
विशेष लक्षण
None
पात्रता मापदंड
Indian resident.
Minimum age: 18 years.
Maximum age: 70 years at maturity.
Minimum home loan tenure – 1 year.
Minimum amount – INR 2,00,000
विशेष रियायत
None
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Available for formal & informal income-proof customers.
Easily available in rural India.
No prepayment penalty in the case of a floating-rate home loan.
दोष
High processing fee.
High interest rate.
पक्ष विपक्ष
Application Procedure
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