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उत्पाद विवरण
बैंक का नाम
Bajaj Finserv
अधिकतम ऋण अवधि
30 years
अधिकतम ऋण राशि
10 crore
ब्याज दर
8.70% onwards
प्रकार
Floating

अग्रिम भुगतान
one need to make a down payment amounting to 10-20% of the property purchase price. Typically, you can obtain up to 80% housing loan financing for your property.
फीस और शुल्क
Processing fees: upto 7% of the loan amount
Loan statement charges: NIL
Interest and principal statement charges: NIL
EMI bounce charges: Rs. 3,000
Penal interest: Up to 2% penal interest
Secure fee: Up to Rs. 4,999 (one time)
न्यूनतम CIBIL स्कोर
750
डाउन पेमेंट और शुल्क
Bajaj Finserv Home Loan
विशेष लक्षण
Loan disbursal within 72 hours
पात्रता मापदंड
For Salaried
Should be a resident of India
Should be between 23 and 62 years of age
Should have a work experience of 3 years or more
The eligible net salary and property value are given in the table below:
Cities: Delhi, Faridabad, Ghaziabad, Gurugram, Mumbai, Navi Mumbai, Noida, Thane
Min. Net Salary/Month: Rs. 30,000
Min. Property Value: Rs. 15 Lakh
Cities: Ahmedabad, Aurangabad, Bangalore, Baroda, Bhopal, Bhubaneshwar, Chennai, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Hyderabad, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Pune, Rajkot Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag
Min. Net Salary/Month: Rs. 25,000
Min. Property Value: Rs. 15 Lakh
For Self Employed
Should be an Indian resident
Should be between 25-70 years of age
Should have at least 5 years of continuity in the current business
विशेष रियायत
Women can avail special concession
होम सेवर विकल्प
Yes
विशेषताएं, पात्रता और रियायत
पेशेवरों
1. disbursal in 48 hours
2. Zero prepayment and foreclosure charges
3. hassle free processing
दोष
only floating rates are offered
पक्ष विपक्ष
Application Procedure
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उत्पाद समीक्षा
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