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उत्पाद विवरण
बैंक का नाम

Bajaj Finserv

अधिकतम ऋण अवधि

30 years

अधिकतम ऋण राशि

10 crore

ब्याज दर

8.70% onwards

प्रकार

Floating

Bajaj Finserv Home Loan
अग्रिम भुगतान

one need to make a down payment amounting to 10-20% of the property purchase price. Typically, you can obtain up to 80% housing loan financing for your property.

फीस और शुल्क

Processing fees: upto 7% of the loan amount
Loan statement charges: NIL
Interest and principal statement charges: NIL
EMI bounce charges: Rs. 3,000
Penal interest: Up to 2% penal interest
Secure fee: Up to Rs. 4,999 (one time)

न्यूनतम CIBIL स्कोर

750

डाउन पेमेंट और शुल्क

Bajaj Finserv Home Loan

विशेष लक्षण

Loan disbursal within 72 hours 

पात्रता मापदंड
For Salaried Should be a resident of India Should be between 23 and 62 years of age Should have a work experience of 3 years or more The eligible net salary and property value are given in the table below: Cities: Delhi, Faridabad, Ghaziabad, Gurugram, Mumbai, Navi Mumbai, Noida, Thane Min. Net Salary/Month: Rs. 30,000 Min. Property Value: Rs. 15 Lakh Cities: Ahmedabad, Aurangabad, Bangalore, Baroda, Bhopal, Bhubaneshwar, Chennai, Calicut, Chandigarh, Cochin, Coimbatore, Goa, Hyderabad, Indore, Jaipur, Jamnagar, Jodhpur, Kolhapur, Kolkata, Lucknow, Madurai, Mysore, Nagpur, Nasik, Pune, Rajkot Surat, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag Min. Net Salary/Month: Rs. 25,000 Min. Property Value: Rs. 15 Lakh For Self Employed Should be an Indian resident Should be between 25-70 years of age Should have at least 5 years of continuity in the current business
विशेष रियायत
Women can avail special concession
होम सेवर विकल्प
Yes
विशेषताएं, पात्रता और रियायत
पेशेवरों
1. disbursal in 48 hours 2. Zero prepayment and foreclosure charges 3. hassle free processing
दोष
only floating rates are offered
पक्ष विपक्ष
Application Procedure

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