उत्पाद विवरण
बैंक का नाम
ICICI Bank
अधिकतम ऋण अवधि
Up to 30 years
अधिकतम ऋण राशि
No cap
ब्याज दर
9.25-10.05% per annum.
प्रकार
Floating
अग्रिम भुगतान
Not specified by the bank.
फीस और शुल्क
Processing fees- 0.50% - 2% of the loan amount or ₹ 3000/- whichever is higher.
Pre-payment charges: For floating rate home loan: No pre-payment charges.
Late payment charges: 5% per annum on the overdue sum from the due date to the actual payment date
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank
डाउन पेमेंट और शुल्क
Standard Home Loan
विशेष लक्षण
None
पात्रता मापदंड
Minimum salary: Rs 25,000
Minimum age: 21 years
Maximum age: 70 years
Indian resident
विशेष रियायत
No
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
No cap on maximum loan amount.
Low interest rates.
Flexible tenure.
दोष
Higher Interest rate compared to the Special home loan offered by the same bank.
Low engagement of the bank in rural areas.
पक्ष विपक्ष
Application Procedure
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