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उत्पाद विवरण
बैंक का नाम

ICICI Home Finance

अधिकतम ऋण अवधि

25 years

अधिकतम ऋण राशि

75 lakh

ब्याज दर

9.20% onwards

प्रकार

both

ICICI Home Finance
अग्रिम भुगतान

Up to 90% for loans up to Rs. 30 lakh
80% for loans between Rs. 30 lakh and Rs. 75 lakh
75% for loans above Rs. 75 lakh

फीस और शुल्क

Login Fee (for KYC checks and other documents): ₹ 5,000
Processing/ Administrative Fees (Charged at the time of sanction): 0.50% + AT or ₹11,000 + AT (whichever is higher).
Prepayment charges
Floating rate loan where purpose of loan is not for business and one of the borrower is an individual: Charges applicable NIL
Floating rate loan where purpose of loan is for business(non- Home loan) and borrowers are individuals and/or non-individual/s: 4% of the outstanding loan amount
+applicable taxes.
Fixed rate housing loan or limited period fixed rate housing loan: 2% +applicable taxes.
Fixed rate non housing loans: 4% + applicable taxes

न्यूनतम CIBIL स्कोर

750

डाउन पेमेंट और शुल्क

ICICI Home Finance

विशेष लक्षण

Easy home loan eligibility criteria 

पात्रता मापदंड
Salaried Individuals Nationality: Indian, residing in India and Non-Resident Indian Age (Primary applicant): 23 to 60 years, for resident Indians and 25 to 60 years, for NRIs Eligible job profiles: People working with proprietorship, Partnerships, LLP or private or public sector companies, MNCs Co-owned Property: ICICI HFC provides better interest rates to women to encourage them to apply as co-applicants. If you add your wife or mother to your home loan, you may be able to get a lower interest rate, even if they are not earning. Co-applicant Minimum Age: Salaried – 18 to 65 years
विशेष रियायत
Yes, lower interest is offered for women.
होम सेवर विकल्प

No

विशेषताएं, पात्रता और रियायत
पेशेवरों
1. they offer afforable housing benefits 2. offer loan for all the aspiring homeowners 3. easy eligibility 4. quick and easy loan disbursal
दोष
They have certain hidden charges as well.
पक्ष विपक्ष
Application Procedure

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